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Plaid status. Is Plaid down right now?

Plaid status updated

Is Plaid down?

Plaid is working normally

IsDown last checked Plaid status on at . We've received 0 user reports in the past 24 hours.

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Monitoring since Mar 2021 · 308 incidents caught · 3 components tracked in real-time

Plaid service health over the last 24 hours

This chart shows the number of user-reported issues for Plaid service health over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem.

Plaid Outage Map

Plaid Outage Map

See where Plaid users are reporting performance issues or downtime. The map shows recent outages from around the world.

Plaid Outage Map

Looking to track Plaid outages?

  • Monitor all your external dependencies in one place
  • Get instant alerts when outages are detected
  • Be the first to know if service is down
  • Show real-time status on private or public status page
  • Keep your team informed
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Recent Plaid outage reports

See what users are saying about Plaid issues that impacted them and how they are affected by the outage.

  • CANNOT CONNECT ON 2 DIFFERENT PLATFORMS.

  • Unable to connect credit union.

  • Not connecting to bank or letting me log in.

  • Cannot log on my bank website through EarnIn. Currently can’t connect my bank.

  • Not recognizing my number nor letting me log in with my bank!.

  • Brit - Disconnecting everything from Chase & Huntington.

  • Chrystine - Bank not connecting, login not working, SMS not verifying after sent, a whole host of issues. .

  • Geren - Can't login to site or use verification on other apps.

  • Chris - Plaid not working with cash advance apps.

  • Matthew - Plaid suddenly lost its connection with my bank this past week (First Utah Bank), and five days later, I am still getting error messages when trying to reconnect plaid with my bank. The issue doesn’t seem to be affecting other banks, as I was able to connect it to my Chime account, but still n....

Downtime health for the last 90 days

In the last 90 days, Plaid had 19 incidents (2 major outages and 17 minor incidents) with a median duration of 1 hour 3 minutes.

Total
19

Incidents

Critical
2

Major Outages

Warning
17

Minor Incidents

Duration
1 hour

Median Resolution

Latest Plaid outages detected by IsDown

IsDown has tracked 308 incidents since started monitoring Plaid status in March 2021. We collect data from 5420+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official Plaid outages and also issues that we're started by a spike in crowdsource reports.

about 2 hours
Instant Payment Transfer Rails Delay
Jan 15, 2026 at 07:22 PM
about 1 hour
Instant Payment Transfer Rails Unavailable And Delayed ACH Processing
Jan 11, 2026 at 09:58 AM
about 13 hours
Service Disruption Impacting Chase connections
Dec 12, 2025 at 06:28 AM
about 1 hour
IDV Dashboard Downtime
Dec 11, 2025 at 04:56 PM
26 minutes
Service Disruption Impacting Chime connections
Dec 05, 2025 at 09:13 AM
about 1 hour
CRA report generation degradation
Dec 05, 2025 at 03:22 AM
about 1 hour
Degraded Institution Alerting
Dec 04, 2025 at 03:15 PM
about 8 hours
Link performance degradation
Dec 01, 2025 at 05:48 PM
about 3 hours
Elevated Plaid Check (CRA) API errors
Nov 20, 2025 at 09:10 PM
about 4 hours
Link performance degradation
Nov 19, 2025 at 04:22 PM
Sign up to check more outage history

Be the first to know when Plaid is down

  • Monitor all your external dependencies in one place
  • Get instant alerts when outages are detected
  • Be the first to know if service is down
  • Show real-time status on private or public status page
  • Keep your team informed
Start monitoring for free

Components / Services / Regions current status

Check the current status of the 3 components, services, or regions being monitored for Plaid.

Component Status Details
API - Development status OK View details
API - Production status OK View details
API - Sandbox status OK View details

About Plaid Status Monitoring

IsDown has maintained continuous monitoring of Plaid, a API Services solution, since March 2021. Our database contains 308 documented incidents from the past 5 years, giving us deep insight into Plaid's reliability patterns and typical resolution times. We parse Plaid's official status page across all 3 components, interpreting statuses like operational, degraded performance, partial outage, and major outage to deliver precise uptime metrics and targeted notifications.

When Plaid experiences issues, you need accurate information fast. IsDown combines official status page data with user-reported issues, giving you early detection when vendors are slow to acknowledge problems, plus verified incident details once they do. You get affected components, severity levels, and real-time resolution updates from both sources.

Engineering and operations teams rely on IsDown to monitor Plaid and receive verified outage alerts. Get instant notifications through Slack, Teams, PagerDuty, or 20+ other integrations.

How IsDown monitors Plaid?

IsDown monitors Plaid health in almost real-time

Every few minutes we check the status page of Plaid (and 5,420+ other services) for issues. We collect the status and outage information across all 3 Plaid components. We also monitor user reports alongside official sources. Since vendors often take time to report incidents, monitoring user reports helps us alert you early.

The moment an issue is detected in Plaid, IsDown sends an alert and updates your status page

Not only will you get notified, but IsDown offers notification filters so you can choose which issues you want to be alerted about. This way you avoid getting all incidents from Plaid and other services, focusing only on those affecting your business.

One status page to monitor all your external dependencies

What you get when monitoring Plaid with IsDown

Track Plaid incidents and downtimes by severity

IsDown checks Plaid official status page for major/minor outages or downtimes. A major outage is when Plaid experiences a critical issue that severely affects one or more services/regions. A minor incident is when Plaid experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. The moment we detect a Plaid outage, we send you an alert and update your dashboard and status page.

Get alerted as soon as users report problems with Plaid

Plaid and other vendors don't always report outages on time. IsDown collects user reports to provide early detection of outages. This way, even without an official status update, you can stay ahead of possible problems.

All the details of Plaid outages and downtimes

IsDown collects all information from the outages published in Plaid status page to provide the context of the outage. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.

Prepare for upcoming Plaid maintenance events

Plaid publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.

Only get alerted on the Plaid outages that impact your business

IsDown monitors Plaid and all their 3 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.

One platform to monitor all your external dependencies

Our tool was built to be the best way to monitor all your external dependencies in one place. IsDown not only will help you monitor Plaid but also 5,421 other services. Your team and customers will have a clear view of all your dependencies and their status, making it easier to identify and resolve issues.

Monitor Plaid and all your external dependencies in real-time

Add all your dependencies to your dashboard. IsDown will monitor them in real-time and send you alerts when there is an issue. You can also create a status page for a bird's-eye view and share it with your team.

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Monitor Plaid and all your external dependencies in real-time

Get notified immediately when there's an issue with Plaid or other services

Not only will you get notified, but IsDown offers notification filters so you can choose which issues you want to be notified about. This way you avoid getting all incidents from Plaid and other services.

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Get notified immediately when there's an issue with Plaid or other services

Send outage information from Plaid and other services to your tools

IsDown integrates with 20+ tools. Connect the status of Plaid and 5,420 other vendors to your tools to receive vendor outage alerts exactly where your team needs them.

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Send outage information from Plaid and other services to your tools

Share Plaid status in your status page

Create a status page that can easily be accessed by your team and customers. You can make it public or private, and customize it to your needs. This will be your first line of communication when there's the question 'Is Plaid down?'

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Share Plaid status in your status page

Plaid Downdetector vs IsDown

Need similar to Downdetector Plaid alerts? IsDown might be the solution for you. While Downdetector relies on user-submitted reports to detect Plaid outages, IsDown monitors Plaid's status page for verified, detailed incident information. Here's why official monitoring provides better reliability for your business:

Features
Downdetector
Official Plaid status page monitoring with real-time incident details.
Monitor 5,420+ services including Plaid in a single dashboard.
Instant Plaid outage alerts sent to Slack, Teams, PagerDuty, and more.
Combined monitoring of Plaid official status and user-reported issues.
Maintenance feed for Plaid
Granular alerts filtering by Plaid components and regions.
Start Monitoring Plaid with IsDown

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Frequently Asked Questions

Is Plaid down today?

Plaid isn't down. You can check Plaid status and incident details on the top of the page. IsDown continuously monitors Plaid official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Plaid status?

Plaid is currently operational. You can check Plaid status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Plaid outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Plaid down today or just slow?

Currently there's no report of Plaid being slow. Check on the top of the page if there are any reported problems by other users.

How are Plaid outages detected?

IsDown monitors the Plaid official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Plaid having an outage right now?

Plaid last outage was on January 15, 2026 with the title "Instant Payment Transfer Rails Delay"

How to check if Plaid is down?

Why use IsDown to monitor Plaid instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Plaid and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Plaid?

IsDown and DownDetector help users determine if Plaid is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Plaid's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

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