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Outage in Marqeta

Core API Degraded Traffic

Resolved Major
July 21, 2026 - Started 15 days ago - Lasted about 3 hours
Official incident page

Incident Report

Summary AI Generated

On July 21, 2026, Marqeta experienced a 3.3-hour major incident beginning at 12:19 PT, caused by a traffic flooding event that triggered automated protective measures and resulted in intermittent degradation and elevated error rates. The Core API, Applications, Digital Wallets & Tokenization, and Risk & Disputes were all affected. Engineers resolved the incident by migrating affected endpoints to isolated infrastructure, confirming full service restoration by 15:56 PT.

On Tuesday, July 21, 2026, at approximately 12:19 PT (19:19 UTC), Marqeta engineers detected an issue causing intermittent service degradation and elevated error rates affecting API traffic. Engineering teams are actively working to normalize traffic flow and restore full service reliability. A follow-up notification with more detail will be sent within 30 minutes.

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Latest Updates ( sorted recent to last )
RESOLVED 15 days ago - at 07/21/2026 10:56PM

On Tuesday, July 21, 2026, Marqeta experienced a traffic flooding event that led to service degradation across our API infrastructure. This volume triggered automated protective measures, causing intermittent instability for several services. Our engineering teams have successfully mitigated the issue by migrating the affected endpoints to isolated infrastructure to shield our core services and ensure load is managed effectively. We have confirmed a return to normal service levels across all of the impacted services, and we are maintaining proactive monitoring to ensure continued platform stability. We appreciate your patience as we worked to resolve this incident.

MONITORING 15 days ago - at 07/21/2026 09:36PM

Marqeta engineers successfully completed primary remediation efforts at 13:35 PDT, resulting in a significant reduction in service impact across our platform. Our infrastructure has stabilized, and services are recovering. We are continuing to monitor system performance closely as traffic patterns normalize and are proactively implementing further architectural optimizations to ensure continued reliability. We will provide a final update once we confirm full service restoration and stability.

IDENTIFIED 15 days ago - at 07/21/2026 08:35PM

On Tuesday, July 21, 2026, at approximately 12:19 PT (19:19 UTC), Marqeta engineers detected an issue causing intermittent service degradation and elevated error rates affecting multiple services. Our engineering teams initiated a mitigating action at 12:45 PT (19:45 UTC) as a part of our ongoing remediation efforts. We are actively provisioning the fix and will provide a follow-up status update once the fix is completed and verified to ensure full service reliability.

IDENTIFIED 15 days ago - at 07/21/2026 08:35PM

We are continuing to work on a fix for this issue.

IDENTIFIED 15 days ago - at 07/21/2026 08:30PM

We are continuing to work on a fix for this issue.

IDENTIFIED 15 days ago - at 07/21/2026 08:27PM

On Tuesday, July 21, 2026, at approximately 12:19 PT (19:19 UTC), Marqeta engineers detected an issue causing intermittent service degradation and elevated error rates affecting API traffic and Digital Wallets & Tokenization. Our engineering teams initiated a mitigating action at 12:45 PT (19:45 UTC) as a part of our ongoing remediation efforts. We are actively provisioning the fix and will provide a follow-up status update once the fix is completed and verified to ensure full service reliability.

IDENTIFIED 15 days ago - at 07/21/2026 08:09PM

On Tuesday, July 21, 2026, at approximately 12:19 PT (19:19 UTC), Marqeta engineers detected an issue causing intermittent service degradation and elevated error rates affecting API traffic. Our engineering teams initiated a mitigating action at 12:45 PT (19:45 UTC) as a part of our ongoing remediation efforts. We are actively provisioning the fix and will provide a follow-up status update once the fix is completed and verified to ensure full service reliability.

INVESTIGATING 15 days ago - at 07/21/2026 07:41PM

On Tuesday, July 21, 2026, at approximately 12:19 PT (19:19 UTC), Marqeta engineers detected an issue causing intermittent service degradation and elevated error rates affecting API traffic. Engineering teams are actively working to normalize traffic flow and restore full service reliability. A follow-up notification with more detail will be sent within 30 minutes.

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