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Outage in Xactus

Refresh Reports in Encompass

Resolved Minor
September 25, 2025 - Started 6 months ago - Lasted about 15 hours
Official incident page

Incident Report

Encompass users may experience unexpected data overwrite within the application when executing refresh reports. Initial investigation determined that the CreditReportType was changed to "Merge" in the XML Response file, which is causing Encompass to overwrite or alter existing data. Workaround: Encompass users may reissue the original report with the original merge report number and re-import the affected scores & actual Liabilities.
Components affected
Xactus 360

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Latest Updates ( sorted recent to last )
RESOLVED 6 months ago - at 09/26/2025 02:30PM

This incident has been resolved.

MONITORING 6 months ago - at 09/26/2025 01:22PM

A fix has been implemented and we are monitoring the results.

IDENTIFIED 6 months ago - at 09/26/2025 03:35AM

A resolution to this issue is still in progress. The following workaround remains available in the interim: Encompass users may reissue the original report with the merge report number and re-import the affected scores & actual liabilities. We apologize for any inconvenience. Thank you for your continued patience.

IDENTIFIED 6 months ago - at 09/26/2025 12:02AM

Our staff has identified the cause of the issue and are working on deploying a fix. Workaround remains the same as previously announced.

INVESTIGATING 6 months ago - at 09/25/2025 11:12PM

Encompass users may experience unexpected data overwrite within the application when executing refresh reports. Initial investigation determined that the CreditReportType was changed to "Merge" in the XML Response file, which is causing Encompass to overwrite or alter existing data.

Workaround:
Encompass users may reissue the original report with the original merge report number and re-import the affected scores & actual Liabilities.

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