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Outage in Curve

3DS challenges approval rate degraded

Resolved Major
July 15, 2026 - Started 19 days ago - Lasted about 3 hours
Official incident page

Incident Report

We are currently experiencing a significant disruption affecting transactions that require 3D Secure (3DS) challenges due to an issue with a third-party provider. As a result, a high number of these transactions may be declined during the authentication process. Our team is working closely with the provider to restore normal approval rates and is actively monitoring the situation. We will provide further updates as more information becomes available.
Components affected
Curve Transactions processing
Latest Updates ( sorted recent to last )
RESOLVED 19 days ago - at 07/15/2026 10:12AM

This incident is now resolved and all services are operating normally. Thank you for your patience, and we're sorry for the disruption.

MONITORING 19 days ago - at 07/15/2026 09:20AM

Mastercard has implemented a fix, and we're seeing service begin to return to normal. We'll continue monitoring closely and confirm once fully resolved.

IDENTIFIED 19 days ago - at 07/15/2026 09:00AM

We're still monitoring this issue closely. No new updates to share yet, but we'll post here as soon as there's progress.

IDENTIFIED 19 days ago - at 07/15/2026 08:24AM

The payment issues are traced to Mastercard's servers and their team is working on a fix, not yet resolved. We'll update as soon as it's restored.

IDENTIFIED 19 days ago - at 07/15/2026 07:46AM

We are currently experiencing a significant disruption affecting transactions that require 3D Secure (3DS) challenges due to an issue with a third-party provider. As a result, a high number of these transactions may be declined during the authentication process.

Our team is working closely with the provider to restore normal approval rates and is actively monitoring the situation. We will provide further updates as more information becomes available.

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