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Outage in Form3

INC452403 - Major Outage to the SEPA instant service

Resolved Major
May 19, 2026 - Started 12 days ago - Lasted about 13 hours
Official incident page

Incident Report

We are currently aware of an issue impacting the SEPA Instant service due to an upstream issue with the scheme provider. Our teams are actively engaged with scheme, who are investigating the issue and working to restore normal service as quickly as possible. We are monitoring the situation closely and will provide further updates as more information becomes available.

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Latest Updates ( sorted recent to last )
RESOLVED 11 days ago - at 05/20/2026 01:12AM

Scheme have confirmed that the issue affecting the Form3 SEPA Instant service has been resolved as of 00:30 UTC.

We have confirmed, following a period of monitoring, that the service has returned to normal processing and no further degradation has been observed.

IDENTIFIED 12 days ago - at 05/19/2026 05:00PM

Scheme have scheduled a maintenance window at 22:30 UTC this evening in an effort to restore service.

Form3 will continue to liaise closely with the scheme and will provide further updates following the maintenance activity as more information becomes available.

INVESTIGATING 12 days ago - at 05/19/2026 02:40PM

Scheme has advised that the fix applied has not resolved the issue.

Our teams remain engaged with the scheme, who are continuing their investigation and working to restore normal service as quickly as possible.

We are monitoring the situation closely and will provide further updates as soon as more information becomes available.

MONITORING 12 days ago - at 05/19/2026 12:14PM

Scheme have confirmed that a fix has been applied and are now in a period of monitoring.

Impacted customers should now see that normal processing has resumed on the SEPA Instant service.

IDENTIFIED 12 days ago - at 05/19/2026 11:57AM

We are currently aware of an issue impacting the SEPA Instant service due to an upstream issue with the scheme provider.

Our teams are actively engaged with scheme, who are investigating the issue and working to restore normal service as quickly as possible.

We are monitoring the situation closely and will provide further updates as more information becomes available.

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