Use Cases
Software Products MSPs Schools Development & Marketing DevOps Agencies Help Desk
 
Internet Status Blog Pricing Log In Try IsDown for free now

Outage in Marqeta

Clearings on Visa and Mastercard Delayed, 16 December

Resolved Major
December 16, 2025 - Started 2 months ago - Lasted 3 days
Official incident page

Incident Report

We are investigating issues processing Visa clearing and settlement files for today. We see no issues with clearings and settlement files for other networks. We see no impact to authorizations from any Network. Since the files have not been processed, impacted Marqeta customers on Visa will see an absence of clearing webhooks, and no Visa VSS report files until this incident is resolved. Prrefunded customers will see no clearings posted to cardholder balances until this incident is mitigated.

Need to monitor Marqeta outages?

  • Monitor all your external dependencies in one place
  • Get instant alerts when outages are detected
  • Be the first to know if service is down
  • Show real-time status on private or public status page
  • Keep your team informed
Latest Updates ( sorted recent to last )
RESOLVED about 2 months ago - at 12/19/2025 12:51AM

As of 4:40 PM PT, engineers confirmed that all files have completed processing. Clearing webhooks and reporting should be functioning as expected.

INVESTIGATING about 2 months ago - at 12/18/2025 04:57PM

For Mastercard, program level split files are continuing to progress with no ETA yet. Clearing webhooks have an ETA of one hour. Engineers are investigating reports of missing Mastercard T112 reports, and will look to resend them by end of day.

While we don't have an exact ETA for complete resolution at this time, we will continue to provide additional details as they become available.

INVESTIGATING about 2 months ago - at 12/18/2025 01:36AM

Visa files have finished processing. Engineers have completed the program level split files and they are now currently processing; we will continue to monitor their progress.

While we don't have an exact ETA for complete resolution at this time, we will provide additional details as they become available.

The next update will occur when all files have been fully processed and we can confirm operational status.

INVESTIGATING about 2 months ago - at 12/17/2025 04:20PM

Engineers have clarified that Mastercard files were also impacted in the same timeframe. We are continuing to monitor the processing of Visa and Mastercard clearing files.

Currently, the engineers have re-created the program level split files for clearing and reporting. As a part of this work there is a focus on preventing duplicate files from being sent. Once complete, we will send the split files to be cleared and/or delivered to customers.

The next update will occur when we have confirmed that all files are caught up.

INVESTIGATING 2 months ago - at 12/16/2025 11:17AM

Engineers found the root cause, and have mitigated. The files are now being processed, Marqeta customers will start to see clearing webhooks now.

We will monitor the procesing of clearing files, and update this incident when we are caught up, and will note that we are Operational then.

INVESTIGATING 2 months ago - at 12/16/2025 10:51AM

We are investigating issues processing Visa clearing and settlement files for today. We see no issues with clearings and settlement files for other networks. We see no impact to authorizations from any Network.

Since the files have not been processed, impacted Marqeta customers on Visa will see an absence of clearing webhooks, and no Visa VSS report files until this incident is resolved. Prrefunded customers will see no clearings posted to cardholder balances until this incident is mitigated.

The Status Page Aggregator with Early Outage Detection

With IsDown, you can monitor all your critical services' official status pages from one centralized dashboard and receive instant alerts the moment an outage is detected. Say goodbye to constantly checking multiple sites for updates and stay ahead of outages with IsDown.

Start free trial

No credit card required · Cancel anytime · 5850 services available

Integrations with Slack Microsoft Teams Google Chat Datadog PagerDuty Zapier Discord Webhook