Outage in Plaid

Transfers service experiencing failures

Resolved Minor

July 20, 2025 - Started 9 months ago - Lasted about 4 hours
Official incident page

Incident Report

Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow). We are actively monitoring and will update this incident as it is resolved. We will provide an update if any ACH settlement windows are missed.

Components affected

Plaid API - Production

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Latest Updates ( sorted recent to last )

RESOLVED 9 months ago - at 07/20/2025 05:44AM

We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

INVESTIGATING 9 months ago - at 07/20/2025 02:14AM

Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow).

We are actively monitoring and will update this incident as it is resolved. We will provide an update if any ACH settlement windows are missed.

IDENTIFIED 9 months ago - at 07/20/2025 01:40AM

Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow).

We are actively monitoring and will update this incident as it is resolved. We will provide an update if any ACH settlement windows are missed.

Latest Plaid outages

Increased Transactions webhook latency - 3 days ago

Transaction Updates Delayed - 4 days ago

Elevated API errors - 4 days ago

Service Disruption Impacting Wells Fargo connections - 5 days ago

Elevated dashboard error rates - 8 days ago

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