Is Plaid Down? Check the current Plaid status

Plaid is operational

Updated

Plaid not working for you?

Monitoring Plaid since March 2021. Learn more

Monitoring

3 components

Total Incidents in 2025

12 incidents

Official Information + User Reports = #1 Status Aggregator

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Current Plaid official ongoing incidents

No incidents reported in Plaid's status page

IsDown pulls data from Plaid's status page every few minutes and collects user-reported issues. Refresh the page to see if there are any updates.

Plaid issues reported by users in the last 24 hours

This chart displays the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Latest user comments about Plaid problems

  • C

    Chris

    3 months ago

    Plaid not working with cash advance apps

  • M

    Matthew

    4 months ago

    Plaid suddenly lost its connection with my bank this past week (First Utah Bank), and five days later, I am still getting error messages when trying to reconnect plaid with my bank. The issue doesn’t seem to be affecting other banks, as I was able to connect it to my Chime account, but still n...

  • D

    Derek

    4 months ago

    Won’t connect to ST. Anne’s credit union and my bank said it’s not them

  • J

    James

    5 months ago

    Plaid check won't connect to any banks. The app would shut down after input phone number. When getting through with one bank only to say invalid creditials. Both user name and password is correct when attempting to login my own bank from another app.

  • D

    David

    5 months ago

    My services seem to not be updating

  • S

    Slavko

    7 months ago

    Plaid scheduled future payment t with Venmo and will not connect with BofA account

  • J

    Jake

    7 months ago

    wont let me log in. was using my correct log in initally but was refusing to take it. Then i even changed my login in and wouldn't take the new one.

  • G

    Gerald

    8 months ago

    Saying my security code is incorrect after I received it

  • T

    Tammy

    8 months ago

    Can’t connect to bank. It keeps giving me an error when I try to connect, however I can log jn to my bank using the same credentials.

  • M

    Mercy

    9 months ago

    No further connection to Global Credit Union

  • H

    Heather

    about 1 year ago

    My bank is connected to plaid but then the merchant im using is verifying my information it says error connecting

Plaid outage history

IsDown has tracked 215 incidents since started monitoring Plaid status in March 2021.

  • Feb 22 2025

    1 day ago · lasted about 4 hours

    Some RTP transfer are experiencing delays because of a service disruption in TCH network https://www.theclearinghouse.org/Service-Status Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments may ... More details

  • Feb 18 2025

    5 days ago · lasted 44 minutes

    Identity Verification is experiencing a degradation in performance. This applies to Lightning checks. We are actively investigating and working to mitigate this issue. More details

  • Feb 13 2025

    10 days ago · lasted about 1 hour

    Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue. More details

  • Mar 2021 ...
    IsDown started monitoring Plaid status

    We've tracked and collected 215 incidents since started monitoring Plaid status

Sign up and check all outage history

Plaid outages in the last 30 days

Number of Incidents

11 issues

Last incident

1 days ago

Having problems with Plaid? What can you do?

  1. First, stay calm.

    • We know it's stressful when Plaid is down, but running around is not going to fix it.
    • Remember that it's normal for services to go down sometimes. It can be for a number of reasons, from maintenance to unexpected issues.
  2. Make a quick evaluation of the impact

    • Try to evaluate the impact of the outage on your business. Is it impacting a majority of your users or just a few?
    • Did Plaid already acknowledge the issue? And published a status update? (You can find it in the top of the page or in Plaid status page)
    • If not, understand if other users are also experiencing issues. You can also check this information on the top of the page.
  3. Communicate with your team and users quickly

    • If Plaid is having problems and impacting your business, it's important to keep your team and users informed.
    • Share this page with your team, so you can start incident response procedures. No need for everyone to go around searching for information. Create a post or a specific channel in your internal communication tools (Slack, Teams, Google Chat, etc.) so you can aggregate all the information in one place.
    • If you have a status page, create a status update to inform your users about the issue. This way they know what's going on and you can avoid a flow of support requests overburding your team.
  4. Understand the root cause

    • After the first communication, let's move on to the next step. Do a more thorough investigation to understand the root cause of the issue and impact.
    • Reach out to the service provider to understand if they are aware of the issue and if they are already working on it. You can reach them in their support channels, or their social media channels if they have any.
  5. Is there any mitigation for the issue?

    • Understand if there are workarounds or mitigations for the issue. Can you use a different provider? Is the switch easy to do? Talk with your team to understand the best course of action.
    • Need to wait on the service provider to fix the issue? Understand if there is a timeline for the fix. Adapt your communication with your team and users to the situation. It's very important to keep everyone informed.
  6. Service has recovered?

    • Continue to monitor the situation. A lot of times, the service can see a brief recovery and declare the issue as resolved, but it can come back. Keep monitor for some time to make sure it's really resolved.
  7. Post-incident analysis

    • Once the issue is resolved, it's important to do a post-incident analysis. Understand what went wrong and if it's possible or needed to do something to prevent it from happening again.
    • Sometimes if it's a critical dependency, you might need to have a backup plan in place to avoid a similar issue.
  8. Prepare for the next incident, because it will happen again

    • Start monitoring your dependencies. Sign up to IsDown and aggregate all your dependencies status in one place.
    • Nowadays, it's very common to have a lot of dependencies, and keeping an eye on them is not an easy task. IsDown can help you with that, by monitoring them for you and alerting you if they are having issues, and create status pages to communicate with your team and users.

Check Plaid components, services, or regions current status in real-time

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Stay informed about Plaid status changes

IsDown offers an easy way to monitor Plaid with maximum flexibility

Major Outages Notifications

IsDown monitors Plaid for major outages. A major outage is when Plaid experiences a critical issue that severely affects one or more services/regions. When Plaid marks an incident as a major outage, IsDown updates its internal status, the customer status page and dashboard. Depending on the customer settings, IsDown will also send notifications.

Minor Outages Notifications

IsDown monitors Plaid status page for minor outages. A minor outage is when Plaid experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. When a minor outage occurs, IsDown updates its internal status and shares that information on the customer status page. Depending on the customer settings, IsDown will also send notifications.

Outage Details

IsDown collects all information from the outages published in Plaid status page to provide the most accurate information. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.

Maintenance Feed

Plaid publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.

Component Filtering

IsDown monitors Plaid and all their 3 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.

Early Outage Indicators

Plaid and other vendors don’t always report outages on time. Our crowdsourced status platform helps you stay ahead of outages. Users report issues and outages, sharing details on what problems they are facing. We use that info to provide early signs of outages. This way, even without an official update, you can stay ahead of possible problems.

Frequently Asked Questions

Is Plaid down today?

Plaid isn't down. You can check Plaid status and incident details on the top of the page. IsDown continuously monitors Plaid official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Plaid status?

Plaid is currently operational. You can check Plaid status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Plaid outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Plaid slow today?

Currently there's no report of Plaid being slow. Check on the top of the page if there are any reported problems by other users.

How are Plaid outages detected?

IsDown monitors the Plaid official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

When was the last Plaid outage?

Plaid last outage was on February 22, 2025 with the title "RTP Transfer Processing Delays"

Plaid not working for you? How do I know if Plaid is down?
How can I check Plaid status and outages?
Why use IsDown to monitor Plaid instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Plaid and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector?

IsDown and DownDetector help users determine if a service is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information. The integration allows us to provide more details about the outage, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

“Very happy with isDown. Setting up and managing the monitoring is straightforward. The customer support team has been excellent, always quick to answer questions and provide assistance.
I definitely recommend IsDown.

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