Is Plaid Down? Check current status

Check if Plaid is down, official outages, user-reported issues, and outages map.

Current Plaid status

Plaid is working normally

Updated from Plaid official status page

Plaid not working for you?

Plaid service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Working Normally
Possible Incident
Confirmed Outage
Plaid Outage Map

View Plaid Reports Map

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  • Track outages in real-time
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Plaid recent outages and downtime history

IsDown has tracked 294 incidents since started monitoring Plaid status in March 2021. We collect data from 4522+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official Plaid outages and also issues that we're started by a spike in crowdsource reports.

Date Incident Duration
Oct 29, 2025
06:58 PM EDT
Minor
API downtime
`/transactions/enrich`, `/cra/check_report/base_report/get`, `/cra/check_report/income_insights/g...
about 1 hour
Oct 29, 2025
01:00 PM EDT
Minor
Service Disruption Impacting Capital One connections
Capital One is currently experiencing downtime impacting all channels and data recipients. Item a...
18 minutes
Oct 28, 2025
01:03 PM EDT
Minor
Elevated dashboard institutions error rates
We are experiencing elevated error rates in the Dashboard for institutions features. We are acti...
about 10 hours
Oct 28, 2025
11:46 AM EDT
Minor
Service Disruption Impacting Chase connections
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds an...
41 minutes
Oct 27, 2025
04:09 PM EDT
Minor
Service Disruption Impacting Wells Fargo connections
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item a...
9 minutes
Oct 20, 2025
05:53 PM EDT
Major
Payment Initiation API Degradation
We’re currently investigating an issue affecting the Payment Initiation API, which is experiencin...
about 13 hours
Oct 20, 2025
05:50 PM EDT
Major
User API degradation
We are currently investigating the issue.
about 20 hours
Oct 20, 2025
02:22 PM EDT
Minor
Plaid Portal Degradation
We are currently investigating this issue.
about 5 hours
Oct 20, 2025
01:52 PM EDT
Major
AWS Outage
We are continuing to experience API and Dashboard failures due to the ongoing AWS outage that are...
about 24 hours
Oct 20, 2025
12:52 PM EDT
Major
CRA API Degradation
CRA API endpoints are currently experiencing a degradation, and some requests may fail with a 500...
about 22 hours
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Be the first to know when Plaid goes down

  • Monitor external dependencies in one place
  • Track outages in real-time
  • Keep your team or customers informed
  • Create private or public status pages

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User comments about Plaid status

See what users are saying about Plaid issues that impacted them and how they are affected by the outage. You can see if other users are experiencing the same issues and if there are any workarounds or solutions.

  • Brit - Disconnecting everything from Chase & Huntington.

  • Chrystine - Bank not connecting, login not working, SMS not verifying after sent, a whole host of issues. .

  • Geren - Can't login to site or use verification on other apps.

  • Chris - Plaid not working with cash advance apps.

  • Matthew - Plaid suddenly lost its connection with my bank this past week (First Utah Bank), and five days later, I am still getting error messages when trying to reconnect plaid with my bank. The issue doesn’t seem to be affecting other banks, as I was able to connect it to my Chime account, but still n....

  • Derek - Won’t connect to ST. Anne’s credit union and my bank said it’s not them.

  • James - Plaid check won't connect to any banks. The app would shut down after input phone number. When getting through with one bank only to say invalid creditials. Both user name and password is correct when attempting to login my own bank from another app. .

  • David - My services seem to not be updating .

  • Slavko - Plaid scheduled future payment t with Venmo and will not connect with BofA account.

  • Jake - wont let me log in. was using my correct log in initally but was refusing to take it. Then i even changed my login in and wouldn't take the new one. .

  • Gerald - Saying my security code is incorrect after I received it.

  • Tammy - Can’t connect to bank. It keeps giving me an error when I try to connect, however I can log jn to my bank using the same credentials. .

  • Mercy - No further connection to Global Credit Union.

  • Heather - My bank is connected to plaid but then the merchant im using is verifying my information it says error connecting.

Plaid components or services current status

Component Status Details
API - Development status OK View details
API - Production status OK View details
API - Sandbox status OK View details

Users who monitor Plaid status also monitor these services

Users are monitoring tens of services with IsDown. Here are some that are monitored together with Plaid. With IsDown you can get a bird's eye view of all your dependencies and how they are performing.

AWS

AWS

OK
Slack

Slack

OK
Cloudflare

Cloudflare

MINOR
GitHub

GitHub

OK
Zendesk

Zendesk

MINOR
Twilio

Twilio

MINOR
Datadog US1

Datadog US1

OK
Jira Software

Jira Software

OK
LaunchDarkly

LaunchDarkly

OK
Zoom

Zoom

MINOR
Segment

Segment

OK
Vouched

Vouched

OK
Unit

Unit

OK
Finicity

Finicity

OK
Figma

Figma

OK
View all services Start Monitoring Your Dependencies

Plaid is a financial services API that allows applications to connect with users' bank accounts for authentication, transaction data, and account information.

Monitoring Plaid since March 2021

Tracking 3 Plaid services and regions

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91 incidents in 2025

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How to monitor the status of Plaid and all your dependencies?

IsDown is a status page aggregator that monitors if Plaid and all your dependencies are experiencing issues. We combine the status of all the services you dependent and provide a clear view of all your vendors health in one place. We not only monitor official information but also crowdsourced reports. That means that even when Plaid, per example, doesn't report an outage, you will still be notified if other users are experiencing issues.

How IsDown monitors Plaid?

IsDown monitors Plaid health in almost real-time

Every few minutes we go to the status page of Plaid (and 4,522+ other services) and check if they are experiencing issues. We collect the status and outage information of Plaid's 3 components. Also, we not only monitor official sources but also user reports. Sometimes or a lot of times vendors take some time to report an incident, so by monitoring user reports we're able to alert you early.

The moment an issue is detected in Plaid, IsDown sends an alert and updates your status page

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Plaid and other services.

One status page to monitor all your external dependencies

What you get when monitoring Plaid with IsDown

Track Plaid incidents and downtimes by severity

IsDown checks Plaid official status page for major/minor outages or downtimes. A major outage is when Plaid experiences a critical issue that severely affects one or more services/regions. A minor incident is when Plaid experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. The moment we detect a Plaid outage, we send you an alert and update your dashboard and status page.

Get alerted as soon as users reports problems with Plaid

Plaid and other vendors don't always report outages on time. IsDown collects user reports to provide early detection of outages. This way, even without an official status update, you can stay ahead of possible problems.

All the details of Plaid outages and downtimes

IsDown collects all information from the outages published in Plaid status page to provide the context of the outage. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.

Prepare for upcoming Plaid maintenance events

Plaid publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.

Only get alerted on the Plaid outages that impact your business

IsDown monitors Plaid and all their 3 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.

One platform to monitor all your external dependencies

Our tool was build to be the best way to monitor all your external dependencies in one place. IsDown not only will help you monitor Plaid but also 4,522 other services. Your team and customers will have a clear view of all your dependencies and their status, making it easier to identify and resolve issues.

Monitor Plaid and all your external dependencies in real-time

Add all your dependencies to your dashboard. IsDown will monitor them in real-time and send you alerts when there is an issue. You can also create a status page for a bird-eye view and share it with your team.

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Monitor Plaid and all your external dependencies in real-time

Get notified imediatelly when there's an issue with Plaid or other services

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Plaid and other services.

Start Monitoring for Free
Get notified imediatelly when there's an issue with Plaid or other services

Send outage information from Plaid and other services to your tools

IsDown integrates with 20+ tools. Connect the status of Plaid and 4,522 other vendors to your tools to receive vendor outage alerts exactly where your team needs them.

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Send outage information from Plaid and other services to your tools

Share Plaid status in your status page

Create a status page that can easily be access by your team and customers. You can make it public or private, and customize it to your needs. This will be your first line of communication when there's the question 'Is Plaid down?'

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Share Plaid status in your status page

Plaid Downdetector vs IsDown

While Downdetector relies on user-submitted reports to detect Plaid outages, IsDown monitors Plaid's status page for verified, detailed incident information. Here's why official monitoring provides better reliability for your business:

Features
Downdetector
Official Plaid status page monitoring with real-time incident details.
Monitor 4,522+ services including Plaid in a single dashboard.
Instant Plaid outage alerts sent to Slack, Teams, PagerDuty, and more.
Combined monitoring of Plaid official status and user-reported issues.
Maintenance feed for Plaid
Granular alerts filtering by Plaid components and regions.
Start Monitoring Plaid with IsDown

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Frequently Asked Questions

Is Plaid down today?

Plaid isn't down. You can check Plaid status and incident details on the top of the page. IsDown continuously monitors Plaid official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Plaid status?

Plaid is currently operational. You can check Plaid status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Plaid outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Plaid down today or just slow?

Currently there's no report of Plaid being slow. Check on the top of the page if there are any reported problems by other users.

How are Plaid outages detected?

IsDown monitors the Plaid official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Plaid having an outage right now?

Plaid last outage was on October 29, 2025 with the title "API downtime"

How to check if Plaid is down?

Why use IsDown to monitor Plaid instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Plaid and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Plaid?

IsDown and DownDetector help users determine if Plaid is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Plaid's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

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