Outage in Plaid

Transfer Processing Delays

Resolved Minor
July 21, 2025 - Started 5 days ago - Lasted about 6 hours
Official incident page

Need to monitor Plaid outages?
Stay on top of outages with IsDown. Monitor the official status pages of all your vendors, SaaS, and tools, including Plaid, and never miss an outage again.
Start Free Trial

Outage Details

Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow) as well as RfP. Transactions are still being created and processed, but transaction statuses are not being marked as completed correctly We are actively monitoring and will update this incident as it is resolved.
Components affected
Plaid API - Production
Latest Updates ( sorted recent to last )
RESOLVED 5 days ago - at 07/21/2025 11:11PM

We have confirmed that all newly initiated Instant Payout and RfP transactions are being updated to the correct status on the expected schedule, so we are marking this incident as resolved.

We have identified the final status on all previously initiated transactions, and will complete further cleanup on the data to ensure this is reflected in our APIs and Dashboard.

MONITORING 5 days ago - at 07/21/2025 09:28PM

We have implemented a fix for the transaction status updates for all new Instant Payouts (RTP and FedNow) and RfP transactions, which should now be receiving timely status updates. We will continue to monitor.

We are working through correcting the status of previously initiated transactions and will update here when progress is made.

INVESTIGATING 5 days ago - at 07/21/2025 05:40PM

Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow) as well as RfP. Transactions are still being created and processed, but transaction statuses are not being marked as completed correctly


We are actively monitoring and will update this incident as it is resolved.

Be the First to Know When Vendors Go Down

With IsDown, you can monitor all your critical services' official status pages from one centralized dashboard and receive instant alerts the moment an outage is detected. Say goodbye to constantly checking multiple sites for updates and stay ahead of outages with IsDown.

Start free trial

No credit card required · Cancel anytime · 4400 services available

Integrations with Slack Microsoft Teams Google Chat Datadog PagerDuty Zapier Discord Webhook