Outage in Plaid
Transfer Processing Delays
Resolved MinorIncident Report
Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow) as well as RfP. Transactions are still being created and processed, but transaction statuses are not being marked as completed correctly
We are actively monitoring and will update this incident as it is resolved.
Components affected
Plaid API - ProductionTrusted by 1,000+ teams
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Latest Updates ( sorted recent to last )
RESOLVED
10 months ago - at 07/21/2025 11:11PM
We have confirmed that all newly initiated Instant Payout and RfP transactions are being updated to the correct status on the expected schedule, so we are marking this incident as resolved.
We have identified the final status on all previously initiated transactions, and will complete further cleanup on the data to ensure this is reflected in our APIs and Dashboard.
MONITORING
10 months ago - at 07/21/2025 09:28PM
We have implemented a fix for the transaction status updates for all new Instant Payouts (RTP and FedNow) and RfP transactions, which should now be receiving timely status updates. We will continue to monitor.
We are working through correcting the status of previously initiated transactions and will update here when progress is made.
INVESTIGATING
10 months ago - at 07/21/2025 05:40PM
Transfer is experiencing delays impacting payment processing. This applies to Instant Payouts (RTP and FedNow) as well as RfP. Transactions are still being created and processed, but transaction statuses are not being marked as completed correctly
We are actively monitoring and will update this incident as it is resolved.
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