Outage in Plaid

Payment Initiation API Degradation

Resolved Major
October 20, 2025 - Started 1 day ago - Lasted about 4 hours
Official incident page

Incident Report

Investigating - The Payment Initiation API is currently experiencing a degradation, and some requests may fail with a 500 HTTP status error code. We are actively investigating and will update this incident as we have more updates.
Components affected
Plaid API - Production

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Latest Updates ( sorted recent to last )
RESOLVED 1 day ago - at 10/20/2025 08:56PM

This incident has been resolved.

INVESTIGATING 1 day ago - at 10/20/2025 04:46PM

Investigating - The Payment Initiation API is currently experiencing a degradation, and some requests may fail with a 500 HTTP status error code. We are actively investigating and will update this incident as we have more updates.

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