Outage in Plaid

User API degradation

Resolved Major
October 20, 2025 - Started 23 days ago - Lasted about 20 hours
Official incident page

Incident Report

We are currently investigating the issue.

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Latest Updates ( sorted recent to last )
RESOLVED 22 days ago - at 10/21/2025 05:17PM

This incident has been resolved.

MONITORING 23 days ago - at 10/21/2025 01:44AM

We’ve identified and resolved the root cause of the issue. New CRA user creation calls are now recovering. We’re continuing to work on a fix to allow previously failed requests to be retried.

INVESTIGATING 23 days ago - at 10/20/2025 11:00PM

The degradation specifically affects users created with consumer_report_user_identity field (Plaid Check users). We are still investigating the issue.

INVESTIGATING 23 days ago - at 10/20/2025 09:50PM

We are currently investigating the issue.

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