Outage in Plaid
Payment Initiation API Degradation
Resolved MajorIncident Report
We’re currently investigating an issue affecting the Payment Initiation API, which is experiencing degraded performance. Payment status updates may be delayed. Our team is actively working to mitigate the issue, and we’ll provide further updates as they become available.
Components affected
Plaid API - ProductionNeed to monitor Plaid outages?
One place to monitor all your cloud vendors. Get instant alerts when an outage is detected.
Latest Updates ( sorted recent to last )
RESOLVED
22 days ago - at 10/21/2025 11:01AM
This incident has been resolved, Payment Initiation API is fully functional. Status updates for earlier payments affected by the incident may still be delayed and will be updated shortly.
MONITORING
23 days ago - at 10/20/2025 10:32PM
A fix has been implemented and we are monitoring the results.
INVESTIGATING
23 days ago - at 10/20/2025 09:53PM
We’re currently investigating an issue affecting the Payment Initiation API, which is experiencing degraded performance. Payment status updates may be delayed. Our team is actively working to mitigate the issue, and we’ll provide further updates as they become available.
Latest Plaid outages
Elevated Identity Verification error rates - about 3 hours ago
Dashboard is down - 8 days ago
Service Disruption Impacting Chase connections - 11 days ago
API downtime - 14 days ago
Service Disruption Impacting Capital One connections - 14 days ago
The Status Page Aggregator Built for IT Teams
With IsDown, you can monitor all your critical services' official status pages from one centralized dashboard and receive instant alerts the moment an outage is detected. Say goodbye to constantly checking multiple sites for updates and stay ahead of outages with IsDown.
Start free trialNo credit card required · Cancel anytime · 4600 services available
Integrations with
