Outage in Plaid
Payment Initiation API Degradation
Resolved MajorIncident Report
We’re currently investigating an issue affecting the Payment Initiation API, which is experiencing degraded performance. Payment status updates may be delayed. Our team is actively working to mitigate the issue, and we’ll provide further updates as they become available.
Components affected
Plaid API - ProductionNeed to monitor Plaid outages?
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Latest Updates ( sorted recent to last )
RESOLVED
about 5 hours ago - at 10/21/2025 11:01AM
This incident has been resolved, Payment Initiation API is fully functional. Status updates for earlier payments affected by the incident may still be delayed and will be updated shortly.
MONITORING
about 17 hours ago - at 10/20/2025 10:32PM
A fix has been implemented and we are monitoring the results.
INVESTIGATING
about 18 hours ago - at 10/20/2025 09:53PM
We’re currently investigating an issue affecting the Payment Initiation API, which is experiencing degraded performance. Payment status updates may be delayed. Our team is actively working to mitigate the issue, and we’ll provide further updates as they become available.
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Payment Initiation API Degradation - about 23 hours ago
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