Outage in Plaid
Transfer API degradation
Resolved MinorIncident Report
Summary AI Generated
Plaid's Transfer API experienced degradation for 4.9 hours due to FedACH reporting delays in ACH file delivery and settlement, which caused delays in ACH transfers. The production API was affected during this period. The incident was resolved after monitoring the situation to minimize client impact.
FedACH continues to report delays in ACH file delivery and settlement. This may result in ACH Transfer delays. We are continuing to monitor the situation to limit client impact.
Components affected
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Latest Updates ( sorted recent to last )
RESOLVED
6 days ago - at 03/04/2026 04:11AM
This incident has been resolved.
MONITORING
6 days ago - at 03/03/2026 11:15PM
FedACH continues to report delays in ACH file delivery and settlement. This may result in ACH Transfer delays. We are continuing to monitor the situation to limit client impact.
Latest Plaid outages
API downtime - about 2 hours ago
Service Disruption Impacting Wells Fargo connections - 3 days ago
Transfer API degradation - 6 days ago
Service Disruption Impacting Chase connections - 26 days ago
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