Outage in Plaid
Transfer API degradation
Resolved MinorIncident Report
Summary AI Generated
Plaid's Transfer API experienced degradation for 4.9 hours due to FedACH reporting delays in ACH file delivery and settlement, which caused delays in ACH transfers. The production API was affected during this period. The incident was resolved after monitoring the situation to minimize client impact.
FedACH continues to report delays in ACH file delivery and settlement. This may result in ACH Transfer delays. We are continuing to monitor the situation to limit client impact.
Components affected
Plaid API - ProductionTrusted by 1,000+ teams
Never miss outages in third-party dependencies
Stop finding out about outages from your users. Monitor 6,320+ cloud services and get alerted the second something breaks.
Latest Updates ( sorted recent to last )
RESOLVED
about 2 months ago - at 03/04/2026 04:11AM
This incident has been resolved.
MONITORING
about 2 months ago - at 03/03/2026 11:15PM
FedACH continues to report delays in ACH file delivery and settlement. This may result in ACH Transfer delays. We are continuing to monitor the situation to limit client impact.
Latest Plaid outages
Elevated API errors - 1 day ago
IDV Downtime - 7 days ago
Transaction Updates Delayed - 7 days ago
Service Disruption Impacting Wells Fargo connections - 8 days ago
Service Disruption Impacting Chase connections - 11 days ago
Never miss outages in third-party dependencies
With IsDown, you can monitor all your critical services' official status pages from one centralized dashboard and receive instant alerts the moment an outage is detected. Say goodbye to constantly checking multiple sites for updates and stay ahead of outages with IsDown.
Start free trialNo credit card required · Cancel anytime · 6320 services available
Integrations with
