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Outage in Stripe

Federal Reserve ACH system disruption

Resolved Minor
March 03, 2026 - Started 2 months ago - Lasted about 5 hours
Official incident page

Incident Report

Summary AI Generated

The US Federal Reserve's ACH system experienced an outage that disrupted Stripe's ACH transaction processing, including payouts, top-ups, bank debits, and bank transfers for 5 hours. The Federal Reserve system issue caused delays to ACH transactions that were expected to be received on March 3rd. The outage was resolved and all delayed ACH transactions settled later that day.

We are aware of a Federal Reserve ACH system disruption that may affect ACH transaction processing, including payouts, top ups bank debits and bank transfers. We are actively working with our banking partners to assess any impact to Stripe users. We will continue to monitor the situation and provide updates as more information becomes available.
Components affected
Stripe core components

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Latest Updates ( sorted recent to last )
RESOLVED 2 months ago - at 03/03/2026 08:07PM

The US Federal Reserve's ACH system (FedACH) experienced an outage which delayed ACH processing, including US payouts, top ups, bank debits, and bank transfers. The issue is now resolved. ACH processing expected to be received March 3rd should settle later today.

INVESTIGATING 2 months ago - at 03/03/2026 06:22PM

We’re continuing to monitor the US Federal Reserve ACH system disruption. This may cause delays to ACH transaction processing, including US payouts, top ups, bank debits, and bank transfers. We anticipate that all the ACH transactions will still settle later today and will provide updates as more information becomes available.

INVESTIGATING 2 months ago - at 03/03/2026 03:06PM

We are aware of a Federal Reserve ACH system disruption that may affect ACH transaction processing, including payouts, top ups bank debits and bank transfers. We are actively working with our banking partners to assess any impact to Stripe users. We will continue to monitor the situation and provide updates as more information becomes available.

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