Outage in Xactus

Elevated Experian Latency and Error Rate

Resolved Minor
September 29, 2025 - Started 26 days ago - Lasted about 4 hours
Official incident page

Incident Report

Xactus is experiencing elevated latency and errors with credit requests sent to Experian. These requests are being retried successfully. We have contacted Experian and are investigating the issue.
Components affected
Xactus Experian

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Latest Updates ( sorted recent to last )
RESOLVED 26 days ago - at 09/29/2025 07:07PM

This incident has been resolved. Requests to Experian that received an error response during the incident window have been resubmitted by Xactus.

MONITORING 26 days ago - at 09/29/2025 05:57PM

Experian latency and error rate have returned to normal. We are continuing to monitor the situation.

INVESTIGATING 26 days ago - at 09/29/2025 05:07PM

Experian confirmed their services are experiencing degradation and Experian is investigating the cause.

INVESTIGATING 26 days ago - at 09/29/2025 03:36PM

Xactus is experiencing elevated latency and errors with credit requests sent to Experian. These requests are being retried successfully. We have contacted Experian and are investigating the issue.

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