Is Xactus Down? Check current status

Check if Xactus is down, official outages, user-reported issues, and outages map.

Current Xactus status

Xactus is working normally

Updated from Xactus official status page

Government shutdown

started 24 days ago
The government shutdown is now in effect. Here’s what you need to know, and what steps you can take right now: Social Security Verification X: eCBSV (electronic Consent Based SSN Verification) re...
Check details & latest updates

Xactus not working for you?

Xactus service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Working Normally
Possible Incident
Confirmed Outage
Xactus Outage Map

View Xactus Reports Map

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Xactus recent outages and downtime history

IsDown has tracked 85 incidents since started monitoring Xactus status in April 2024. We collect data from 4522+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official Xactus outages and also issues that we're started by a spike in crowdsource reports.

Date Incident Duration
Oct 20, 2025
11:04 AM EDT
Major
Experian Credit Pull Failures
We are observing elevated rates of credit pull failures related to Experian. We have reached out ...
about 12 hours
Oct 08, 2025
04:24 PM EDT
Major
FraudX Reports
We have observed increased latency and failures related to Fraud Report X. Some reports may exper...
about 3 hours
Oct 08, 2025
03:35 PM EDT
Major
Equifax Credit Pull Errors
We have observed an increase in error rates for credit pulls through Equifax. Xactus staff is eng...
about 1 hour
Sep 29, 2025
11:36 AM EDT
Minor
Elevated Experian Latency and Error Rate
Xactus is experiencing elevated latency and errors with credit requests sent to Experian. These r...
about 4 hours
Sep 25, 2025
07:12 PM EDT
Minor
Refresh Reports in Encompass
Encompass users may experience unexpected data overwrite within the application when executing re...
about 15 hours
Sep 10, 2025
12:39 PM EDT
Major
Equifax Undisclosed Debt Monitoring Output
We received notice from Equifax that Undisclosed Debt Monitoring Output files for today Wednesday...
about 3 hours
Aug 29, 2025
10:43 AM EDT
Minor
Repository Selection Error in UDx
An issue preventing some UDx order submissions through Encompass has been identified. Orders plac...
about 5 hours
Aug 14, 2025
04:47 PM EDT
Major
Increased Rate of TransUnion Pull Failures
We have observed that some credit pulls from TransUnion are failing with error "Pull failed: ORA-...
about 2 hours
Aug 08, 2025
11:32 AM EDT
Minor
Xactusphere Database Issue
We are investigating an issue causing errors with FRx and L&J
about 3 hours
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  • Track status changes in real-time
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  • Create private or public status pages

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User comments about Xactus status

See what users are saying about Xactus issues that impacted them and how they are affected by the outage. You can see if other users are experiencing the same issues and if there are any workarounds or solutions.

No comments yet

Xactus components or services current status

Component Status
FraudX OK
Services OK
Third Party Systems OK
Xactus360 OK
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Credit reporting and verification service that integrates with major bureaus and systems for fraud detection, credit checks, and financial processing.

Monitoring Xactus since April 2024

Tracking 10 Xactus services and regions

Need help? Try here:
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Check their status page.

30 incidents in 2025

How to monitor the status of Xactus and all your dependencies?

IsDown is a status page aggregator that monitors if Xactus and all your dependencies are experiencing issues. We combine the status of all the services you dependent and provide a clear view of all your vendors health in one place. We not only monitor official information but also crowdsourced reports. That means that even when Xactus, per example, doesn't report an outage, you will still be notified if other users are experiencing issues.

How IsDown monitors Xactus?

IsDown monitors Xactus health in almost real-time

Every few minutes we go to the status page of Xactus (and 4,522+ other services) and check if they are experiencing issues. We collect the status and outage information of Xactus's 10 components. Also, we not only monitor official sources but also user reports. Sometimes or a lot of times vendors take some time to report an incident, so by monitoring user reports we're able to alert you early.

The moment an issue is detected in Xactus, IsDown sends an alert and updates your status page

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Xactus and other services.

What you get when monitoring Xactus with IsDown

Track Xactus incidents and downtimes by severity

IsDown checks Xactus official status page for major/minor outages or downtimes. A major outage is when Xactus experiences a critical issue that severely affects one or more services/regions. A minor incident is when Xactus experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. The moment we detect a Xactus outage, we send you an alert and update your dashboard and status page.

Get alerted as soon as users reports problems with Xactus

Xactus and other vendors don't always report outages on time. IsDown collects user reports to provide early detection of outages. This way, even without an official status update, you can stay ahead of possible problems.

All the details of Xactus outages and downtimes

IsDown collects all information from the outages published in Xactus status page to provide the context of the outage. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.

Prepare for upcoming Xactus maintenance events

Xactus publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.

Only get alerted on the Xactus outages that impact your business

IsDown monitors Xactus and all their 10 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.

One platform to monitor all your external dependencies

Our tool was build to be the best way to monitor all your external dependencies in one place. IsDown not only will help you monitor Xactus but also 4,522 other services. Your team and customers will have a clear view of all your dependencies and their status, making it easier to identify and resolve issues.

Monitor Xactus and all your external dependencies in real-time

Add all your dependencies to your dashboard. IsDown will monitor them in real-time and send you alerts when there is an issue. You can also create a status page for a bird-eye view and share it with your team.

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Get notified imediatelly when there's an issue with Xactus or other services

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Xactus and other services.

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Send outage information from Xactus and other services to your tools

IsDown integrates with 20+ tools. Connect the status of Xactus and 4,522 other vendors to your tools to receive vendor outage alerts exactly where your team needs them.

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Share Xactus status in your status page

Create a status page that can easily be access by your team and customers. You can make it public or private, and customize it to your needs. This will be your first line of communication when there's the question 'Is Xactus down?'

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Xactus Downdetector vs IsDown

While Downdetector relies on user-submitted reports to detect Xactus outages, IsDown monitors Xactus's status page for verified, detailed incident information. Here's why official monitoring provides better reliability for your business:

Features
Downdetector
Official Xactus status page monitoring with real-time incident details.
Monitor 4,522+ services including Xactus in a single dashboard.
Instant Xactus outage alerts sent to Slack, Teams, PagerDuty, and more.
Combined monitoring of Xactus official status and user-reported issues.
Maintenance feed for Xactus
Granular alerts filtering by Xactus components and regions.
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Frequently Asked Questions

Is Xactus down today?

Xactus isn't down. You can check Xactus status and incident details on the top of the page. IsDown continuously monitors Xactus official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Xactus status?

Xactus is currently operational. You can check Xactus status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Xactus outage now?

Yes, there is an ongoing outage. You can check the details on the top of the page.

Is Xactus down today or just slow?

Yes, Xactus might be slow has there's an ongoing outage. You can check the details on the top of the page.

How are Xactus outages detected?

IsDown monitors the Xactus official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Xactus having an outage right now?

Xactus last outage was on October 20, 2025 with the title "Experian Credit Pull Failures"

How to check if Xactus is down?

Why use IsDown to monitor Xactus instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Xactus and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Xactus?

IsDown and DownDetector help users determine if Xactus is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Xactus's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

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