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Outage in Dwolla

Delay in processing ACH transactions, Instant Payments, and delivery of related webhooks in production

Resolved Minor
September 09, 2026 - Started 4 days ago - Lasted about 7 hours
Official incident page

Incident Report

Summary AI Generated

A connectivity interruption with Dwolla's bank partner caused delays in ACH transaction processing, webhook delivery, and API transfer status updates for approximately 6.8 hours on September 9, 2026. Instant Payments failed during the disruption but recovered by 9:12 AM CT, while the 9:00 AM CT Same-day ACH export window was missed entirely, with those transactions delayed to the 1:00 PM CT file. The incident was fully resolved by 1:32 PM CT, with all ACH transfer statuses updated and related webhooks delivered.

We are experiencing delays in the morning processing of ACH transactions on the platform. This impacts the webhook delivery and API transfer status updates for ACH credit and debit transactions that were expected to update today. Instant Payments are also impacted and are failing during this time. This is the result of a connectivity interruption with our bank partner. The partner has confirmed the issue and is actively working toward resolution. We do not have an ETA at this time. Please note: the 9:00 AM CT export of Same-day ACH debit and credit transactions may be impacted. We will confirm in a follow-up update.
Components affected
Dwolla API - Production

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Latest Updates ( sorted recent to last )
RESOLVED 4 days ago - at 09/09/2026 06:32PM

This incident has been resolved. All ACH transfer statuses have been updated and related webhooks have been delivered. Instant Payments have been processing normally since approximately 9:12 AM CT.

Please note: The 9:00 AM CT export of Same-day ACH debit and credit transactions was missed. These transactions were exported in the 1:00 PM CT file.

We apologize for any inconvenience caused by this disruption.

MONITORING 4 days ago - at 09/09/2026 03:22PM

Funds are beginning to clear and transfer related webhooks are being delivered for the day. We are monitoring the results as ACH transfer statuses continue to update. Instant Payments continue to process normally.

IDENTIFIED 4 days ago - at 09/09/2026 02:35PM

Instant Payments have recovered. We have seen Instant Payments processing successfully since approximately 9:12 AM CT. Instant Payments that failed earlier during this disruption did not complete and may be retried.

The delay in ACH processing is ongoing. Webhook delivery and API transfer status updates for ACH credit and debit transactions remain delayed, and we are continuing to work with our bank partner toward resolution.

Please note: the 9:00 AM CT Same-day window was missed. Those transactions are now expected to export in the 1:00 PM CT file.

We will continue to provide updates as more information becomes available.

IDENTIFIED 4 days ago - at 09/09/2026 01:12PM

This issue is ongoing. We are continuing to work with our bank partner toward resolution and do not have an ETA at this time.

Please note: As a result, this impacts the 9:00 AM CT export of Same-day ACH debit and credit transactions. The 9:00 AM CT Same-day window will be missed, and these transactions are now expected to export in the 1:00 PM CT file.

We will continue to provide updates as more information becomes available.

IDENTIFIED 4 days ago - at 09/09/2026 11:50AM

We are experiencing delays in the morning processing of ACH transactions on the platform. This impacts the webhook delivery and API transfer status updates for ACH credit and debit transactions that were expected to update today.

Instant Payments are also impacted and are failing during this time.

This is the result of a connectivity interruption with our bank partner. The partner has confirmed the issue and is actively working toward resolution. We do not have an ETA at this time.

Please note: the 9:00 AM CT export of Same-day ACH debit and credit transactions may be impacted. We will confirm in a follow-up update.

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