Outage in Affirm

Authentication Disruption in the US

Resolved Minor

January 14, 2026 - Started 7 days ago - Lasted about 10 hours
Official incident page

Incident Report

We are observing authentication issues for some consumers related to ongoing nation-wide carrier disruptions.

Components affected

Affirm Checkout

Latest Updates ( sorted recent to last )

RESOLVED 7 days ago - at 01/15/2026 03:46AM

This incident has been resolved.

MONITORING 7 days ago - at 01/14/2026 11:08PM

We are continuing to monitor the situation to ensure performance remains stable.

MONITORING 7 days ago - at 01/14/2026 06:42PM

We are continuing to monitor the situation to ensure performance remains stable.

MONITORING 7 days ago - at 01/14/2026 06:10PM

We will continue to monitor the situation to ensure performance remains stable.

IDENTIFIED 7 days ago - at 01/14/2026 05:48PM

We are observing authentication issues for some consumers related to ongoing nation-wide carrier disruptions.

Latest Affirm outages

Degradation in Affirm Checkout - 15 days ago

Degradation in Affirm UK Checkout - about 1 month ago

Degradation in Affirm Checkout Service - about 2 months ago

Increase in Latency Across Affirm APIs - about 2 months ago

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