What is Affirm status right now?

Affirm is operational. Check Affirm service health and outages at the top of this page for real-time updates.

When was the last Affirm outage?

The last Affirm outage was on June 22, 2026: "Checkout Degradation"

How do I check if Affirm is down?

Use IsDown to monitor Affirm status and get alerts when Affirm is down. You can also check the official Affirm status page.

How do I get alerts when Affirm is down?

Create an IsDown account to monitor Affirm status. Get instant alerts via Slack, PagerDuty, or email when Affirm outages occur.

Is Affirm Down? Current Status and Outages

Q: Is Affirm down today?

Affirm is not down today according to the official status page. IsDown monitors Affirm status continuously for outages and service health issues.

Affirm status updated 43 seconds ago

Current Affirm status

Affirm is working normally

IsDown last checked Affirm status on July 20, 2026 at 03:04 AM EDT. We've received 1 user report in the past 24 hours.

Monitoring since Mar 2021 · 268 incidents caught · 29 components tracked in real-time

Affirm service health over the last 24 hours

This chart shows the number of user-reported issues for Affirm service health over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem.

Outage Map

See where users report Affirm is down. The map shows recent Affirm outages from around the world.

Top locations, last 24h:

United States

Affirm Outage Map

Recent Affirm outage reports

See what users report when Affirm is down and how Affirm outages affect them.

Jul 19, 2026 (about 17 hours ago) 🇺🇸 United States of America

It’s not showing purchase power?.
Jul 17, 2026 (2 days ago) 🇺🇸 United States of America

Affirm is stuck at: "We're just finishing up This may take up to 15 seconds." and it's been about 1 hour. The down payment is showing as a transaction on my credit card though so something went through but the actual payment page is stuck. I've refreshed many times and it's still stuck. Not w....
Jul 09, 2026 (11 days ago) 🇺🇸 United States of America

Never sending a text code or calling when it says it did.
Jul 04, 2026 (16 days ago) 🇺🇸 United States of America

Carson - I have tried for days to open my affirm app to check my payments and dates but it will not send me the code or will not call. Something is wrong.
Jun 22, 2026 (28 days ago) 🇺🇸 United States of America

Patricia - The app is down and telling me try later.

Affirm Downtime Health — Last 90 Days

In the last 90 days, Affirm had 6 incidents (2 major outages and 4 minor incidents) with a median duration of 1 hour 31 minutes.

Total

Incidents

Critical

Major Outages

Warning

Minor Incidents

Duration

1 hour

Median Resolution

Recent Affirm outages detected

Full incident reports for recent Affirm outages, including timelines, affected components, and resolution details.

31 minutes

Checkout Degradation

Jun 22, 2026 at 10:36 AM

about 1 hour

Sandbox checkout confirm_loan failures

Jun 17, 2026 at 07:22 PM

about 1 hour

CA Checkout Degradation

Jun 10, 2026 at 11:06 AM

about 2 hours

Checkout Degradation

Jun 04, 2026 at 04:01 AM

about 2 hours

Degradation on Sandbox APIs

Jun 03, 2026 at 03:00 PM

1 day

Elevated latency across our services

May 07, 2026 at 08:12 PM

about 14 hours

US SMS Authentication Service Degraded

Apr 17, 2026 at 10:15 PM

about 4 hours

Checkout Degradation in US/CA

Mar 04, 2026 at 06:36 PM

about 1 hour

Degradation in Affirm UK Checkout

Feb 12, 2026 at 01:20 PM

42 minutes

Delay in Shopify Order Status Updates

Jan 29, 2026 at 12:35 PM

Title	IsDown detected At	Duration
Checkout Degradation We have seen a degradation to our checkout flow as a result of our CDN provider and believe that ...	Jun 22, 2026 at 02:36 PM UTC	31 minutes
Sandbox checkout confirm_loan failures We are currently investigating an issue with the confirm_loan endpoint in the Affirm US sandbox. ...	Jun 17, 2026 at 11:22 PM UTC	about 1 hour
CA Checkout Degradation We are experiencing a degradation in our checkout flow for users in Canada.	Jun 10, 2026 at 03:06 PM UTC	about 1 hour
Checkout Degradation The Affirm team has observed degradation in some US checkouts and is currently investigating.	Jun 04, 2026 at 08:01 AM UTC	about 2 hours
Degradation on Sandbox APIs We have identified the cause of the disruption to our Sandbox APIs and we are currently attemptin...	Jun 03, 2026 at 07:00 PM UTC	about 2 hours
Elevated latency across our services We are currently experiencing elevated latency across our services leading to timeouts and errors...	May 08, 2026 at 12:12 AM UTC	1 day
US SMS Authentication Service Degraded We are currently investigating an increase in our SMS PIN retry rate affecting Affirm Checkout in...	Apr 18, 2026 at 02:15 AM UTC	about 14 hours
Checkout Degradation in US/CA We are currently investigating a degradation to loan authorization rate, indicating an issue in t...	Mar 04, 2026 at 11:36 PM UTC	about 4 hours
Degradation in Affirm UK Checkout We are currently investigating this issue	Feb 12, 2026 at 06:20 PM UTC	about 1 hour
Delay in Shopify Order Status Updates We are currently investigating an issue affecting order status updates for merchants using the Sh...	Jan 29, 2026 at 05:35 PM UTC	42 minutes

Affirm Scheduled Maintenances

Check upcoming Affirm maintenance windows. 3 scheduled maintenances may affect Affirm status.

Jul 23 2026

US Database Maintenance

Scheduled for July 23, 2026 at 02:00 AM EDT · until 05:00 AM EDT

We will be undergoing scheduled maintenance during this time.
Jul 30 2026

US Checkout Database Infrastructure

Scheduled for July 30, 2026 at 02:00 AM EDT · until 05:00 AM EDT

We will be performing maintenance on our US Checkout service infrastructure. Customers may experience brief, intermittent service disruptions, totaling no more than 10 minutes in aggregate. This maintenance is scheduled between July 29th, 2026 fr...
Aug 06 2026

US Checkout Database Infrastructure

Scheduled for August 06, 2026 at 02:00 AM EDT · until 05:00 AM EDT

We will be performing maintenance on our US Checkout service infrastructure. Customers may experience brief, intermittent service disruptions, totaling no more than 10 minutes in aggregate. This maintenance is scheduled between August 5th, 2026 f...

Affirm Components Status

Check if any Affirm component is down. View the current status of 15 services and regions.

Component	Status	Details
Affirm Sandbox status	OK	View details
Affirm Virtual Cards status	OK	View details
AWS status	OK	View details
Charge API status	OK	View details
Checkout status	OK	View details
E-Commerce Platforms status	OK	View details
Merchant Dashboard status	OK	View details
Pre-qualification status	OK	View details
Promos status	OK	View details
Shopping guide status	OK	View details
Sign-In status	OK	View details
Sign up status	OK	View details
Stripe API status	OK	View details
User Portal status	OK	View details
www.affirm.com status	OK	View details

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Frequently Asked Questions

Is Affirm down today?

Affirm isn't down. You can check Affirm status and incident details on the top of the page. IsDown continuously monitors Affirm official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Affirm status?

Affirm is currently operational. You can check Affirm status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Affirm outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Affirm down today or just slow?

Currently there's no report of Affirm being slow. Check on the top of the page if there are any reported problems by other users.

How are Affirm outages detected?

IsDown monitors the Affirm official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Affirm having an outage right now?

Affirm last outage was on June 22, 2026 with the title "Checkout Degradation"

How often does Affirm go down?

IsDown has tracked 256 Affirm incidents since March 2021. When Affirm goes down, incidents typically resolve within 334 minutes.

Is Affirm down for everyone or just me?

Check the Affirm status at the top of this page. IsDown combines official status page data with user reports to show whether Affirm is down for everyone or if the issue is on your end.

What Affirm components does IsDown monitor?

IsDown monitors 29 Affirm components in real-time, tracking the official status page for outages, degraded performance, and scheduled maintenance.

How to check if Affirm is down?

Subscribe (if possible) to updates on the official status page.
IsDown continuously monitors the Affirm status page and multiple sources to provide up-to-date information. Check back with us for the latest Affirm uptime status.

Why use IsDown to monitor Affirm instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Affirm and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Affirm?

IsDown and DownDetector help users determine if Affirm is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Affirm's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.