What is Affirm Virtual Cards current status?

Affirm Virtual Cards is currently operational. You can check Affirm Virtual Cards status and current incidents and outages on the top of the page. The status is updated in almost real-time, and you can see the issues affecting customers.

How to monitor or check Affirm Virtual Cards status?

You can use IsDown service or go to Affirm official status page. Some accounts also use Twitter to communicate the status.

How can I be notified when Affirm Virtual Cards is having issues or undergoing maintenance?

You can create an account in IsDown and monitor multiple services or subscribe for updates on the official status page. IsDown will send you a notification in real-time when Affirm Virtual Cards has issues. Affirm official status page might also offer notification options such as email, SMS, or Slack.

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Affirm status updated 3 minutes 10 seconds ago

Affirm Virtual Cards Status. Is Affirm Virtual Cards Down?

Q: Is Affirm Virtual Cards down today?

Affirm Virtual Cards was not down today according to the official status page. In the last 24 hours, there were 0 outages reported. IsDown continuously monitors the Affirm status page, looking for the latest outages and issues affecting customers. Check all recent outages in the section 'Latest Affirm Virtual Cards outages, issues and problems' at the top of the page.

Check if Affirm Virtual Cards is down, official outages, user-reported issues, and outages map.

Is Affirm Virtual Cards down right now?

Affirm Virtual Cards is working normally

IsDown checked Affirm Virtual Cards status on January 14, 2026 at 06:13 AM WET, and appears to be operational. We've received 0 user reports in the past 24 hours. IsDown collects in real-time Affirm Virtual Cards status data from official sources and user reports.

Affirm Virtual Cards is a component of Affirm ›

Affirm Virtual Cards service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Working Normally

Possible Incident

Confirmed Outage

View Affirm Reports Map

User reports for Affirm Virtual Cards

See what users are saying about Affirm Virtual Cards issues that impacted them and how they are affected by the outage.

20 days ago

got a card for $500 to rent something for $350 and am getting declined over and over..

Affirm Virtual Cards outages and downtime history

IsDown has tracked 7 incidents for Affirm Virtual Cards since started monitoring Affirm status in March 2021. We collect data from 5350+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official Affirm Virtual Cards outages and also issues that we're started by a spike in crowdsource reports.

Major about 1 hour

Degradation in Affirm Checkout Service

Dec 05, 2025 at 09:04 AM

Major about 8 hours

Increased Errors across Affirm Services

Nov 25, 2024 at 08:28 PM

Major about 3 hours

Affirm Checkout Service Degradation

Jun 21, 2024 at 05:21 PM

Minor about 1 hour

Identified Issue Affecting Loan Confirmation on VCN Transactions

Jun 03, 2024 at 08:36 PM

Major about 1 hour

Affirm Service Degradation

Oct 31, 2023 at 11:36 PM

Minor 3 minutes

Monitoring Issue Affecting In-Store VCN

Sep 17, 2022 at 12:21 AM

Minor about 2 hours

Increased Errors Across Multiple API Endpoints

Aug 09, 2022 at 02:55 PM

Date	Incident	Duration
Dec 05, 2025 09:04 AM WET	Major Degradation in Affirm Checkout Service We are currently experiencing a degradation in all Affirm API's for users. Our engineering team i...	about 1 hour
Nov 25, 2024 08:28 PM WET	Major Increased Errors across Affirm Services Our teams have identified an increase in errors across Affirm services that are impacting checkou...	about 8 hours
Jun 21, 2024 05:21 PM WEST	Major Affirm Checkout Service Degradation We are aware of an issue where our Checkout Service and Affirm Card in the US is impacted. Our te...	about 3 hours
Jun 03, 2024 08:36 PM WEST	Minor Identified Issue Affecting Loan Confirmation on VCN Transactions We have identified the cause of the disruption to loan confirmation of our VCN transactions as du...	about 1 hour
Oct 31, 2023 11:36 PM WET	Major Affirm Service Degradation We are currently experiencing elevated level of errors across multiple Affirm services and we are...	about 1 hour
Sep 17, 2022 12:21 AM WEST	Minor Monitoring Issue Affecting In-Store VCN We were notified about an issue with the broader card network that our digital-wallet vcn flow re...	3 minutes
Aug 09, 2022 02:55 PM WEST	Minor Increased Errors Across Multiple API Endpoints We are currently seeing in increase in 500 response across multiple API Endpoints. Our engineerin...	about 2 hours

Frequently Asked Questions

Is Affirm Virtual Cards down today?

Affirm Virtual Cards isn't down. You can check Affirm Virtual Cards status and incident details on the top of the page. IsDown continuously monitors Affirm Virtual Cards official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Affirm Virtual Cards status?

Affirm Virtual Cards is currently operational. You can check Affirm Virtual Cards status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Affirm Virtual Cards outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Affirm Virtual Cards down today or just slow?

Currently there's no report of Affirm Virtual Cards being slow. Check on the top of the page if there are any reported problems by other users.

How are Affirm Virtual Cards outages detected?

IsDown monitors the Affirm Virtual Cards official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Affirm Virtual Cards having an outage right now?

Affirm Virtual Cards last outage was on December 05, 2025 with the title "Degradation in Affirm Checkout Service"

How IsDown compares to DownDetector when monitoring Affirm?

IsDown and DownDetector help users determine if Affirm is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Affirm's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.