Outage in Affirm
Checkout Degradation in US/CA
Resolved MinorIncident Report
Summary AI Generated
Affirm experienced a degradation in their checkout flow that reduced loan authorization rates for customers in the US and Canada. The issue affected the checkout component, preventing some users from successfully completing loan applications during the purchasing process. The service was restored through a mitigation within approximately 1.5 hours, followed by a permanent fix implementation, with the incident fully resolved after 3.6 hours total.
We are currently investigating a degradation to loan authorization rate, indicating an issue in the checkout flow. We will update with new findings as soon as possible
Components affected
Affirm CheckoutLatest Updates ( sorted recent to last )
RESOLVED
about 15 hours ago - at 03/05/2026 03:11AM
This incident has been resolved.
MONITORING
about 16 hours ago - at 03/05/2026 02:03AM
We are implementing a permanent fix to the mitigated issue. Checkout activity remains healthy. We will monitor the results and resolve the incident once efficacy of said fix has been confirmed.
MONITORING
about 17 hours ago - at 03/05/2026 01:15AM
Affirm's systems remain stable and we are making progress determining root cause. More updates will come shortly.
MONITORING
about 17 hours ago - at 03/05/2026 12:38AM
We have maintained normal availability since the mitigation. We are continuing to dig into root causes on this issue.
MONITORING
about 18 hours ago - at 03/05/2026 12:06AM
We have maintained normal availability since the mitigation. We are continuing to dig into root causes on this issue.
IDENTIFIED
about 18 hours ago - at 03/04/2026 11:47PM
We have performed a mitigation and have observed checkout availability recovery for all merchants. We will monitor to ensure stability.
INVESTIGATING
about 18 hours ago - at 03/04/2026 11:36PM
We are currently investigating a degradation to loan authorization rate, indicating an issue in the checkout flow. We will update with new findings as soon as possible
Latest Affirm outages
Degradation in Affirm UK Checkout - 21 days ago
Delay in Shopify Order Status Updates - about 1 month ago
Affirm US Checkout Availability Degradation - about 1 month ago
Authentication Disruption in the US - about 2 months ago
Degradation in Affirm Checkout - about 2 months ago
The Status Page Aggregator with Early Outage Detection
With IsDown, you can monitor all your critical services' official status pages from one centralized dashboard and receive instant alerts the moment an outage is detected. Say goodbye to constantly checking multiple sites for updates and stay ahead of outages with IsDown.
Start free trialNo credit card required · Cancel anytime · 6020 services available
Integrations with
