Major
March 3, 2026
March 2026: FedACH Funding Delays
Detected
Mar 3, 2026 9:52 AM EST
·
Resolved
Mar 4, 2026 9:09 AM EST
·
Duration
about 23 hours
An internal issue at the Federal Reserve caused delays in ACH transaction processing, resulting in merchants experiencing delayed ACH deposits at their banks for 23.3 hours. While Cardknox's systems remained fully operational throughout the incident, receiving banks were unable to post credits due to delayed files from FedACH. The incident was resolved once the third-party Federal Reserve issue was fixed, restoring normal ACH deposit timing for merchants.