Outage in SpotOn
Fed ACH rail outage
Resolved MajorIncident Report
Summary AI Generated
The Federal Reserve ACH system experienced service degradation that impacted funding operations for SpotOn merchants. This outage prevented merchants from receiving their expected fund deposits during the affected period. The incident was resolved after 5.3 hours when the Fed ACH system restored normal operations and merchants began seeing their funds deposit again.
Federal reserve ACH system is experience service degradation, which is impacting funding. We will continue to provide updates as the Fed releases more information.
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Latest Updates ( sorted recent to last )
RESOLVED
about 1 month ago - at 03/03/2026 08:23PM
Fed ACH system has restored operations. Incident is resolved.
MONITORING
about 1 month ago - at 03/03/2026 07:19PM
Fed ACH systems are restored and affected merchants should start seeing their funds deposit.
MONITORING
about 1 month ago - at 03/03/2026 04:10PM
We are continuing to monitor the issue and any progress made by the Fed. Some ACH's in the first window may have now processed.
INVESTIGATING
about 1 month ago - at 03/03/2026 03:09PM
Federal reserve ACH system is experience service degradation, which is impacting funding. We will continue to provide updates as the Fed releases more information.
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