Is upstart Down? Check current status

Check if upstart is down, official outages, user-reported issues, and outages map.

Current upstart status

upstart is working normally

Updated from upstart official status page a few minutes ago

upstart not working for you?

upstart service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Working Normally
Possible Incident
Confirmed Outage

upstart recent outages and downtime history

IsDown has tracked 54 incidents since started monitoring upstart status in December 2021. We collect data from 4522+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official upstart outages and also issues that we're started by a spike in crowdsource reports.

Date Incident Duration
Oct 20, 2025
05:25 PM CEST
Major
Applicants are seeing increased errors when submitting the funding form due to an AWS outage in t...
about 4 hours
Aug 21, 2025
08:21 PM CEST
Minor
Upstart.com is experiencing increased latency starting at 9:28 AM PT. We have identified the issu...
about 2 hours
Jul 18, 2025
09:30 PM CEST
Major
Our product is experiencing a partial outage beginning at 12:19 PT. We've identified the cause of...
32 minutes
Jul 15, 2025
08:42 AM CEST
Major
Our product is currently experiencing unexpected downtime. We are actively investigating and work...
about 2 hours
Jan 17, 2025
12:44 AM CET
Minor
Applicants are experiencing an elevated level of errors while checking their rate. We are activel...
about 1 hour
Oct 09, 2024
08:59 PM CEST
Not Confirmed by upstart
Possible Outage Indicated by User Reports
32 minutes
Aug 07, 2024
09:34 PM CEST
Minor
As of approximately 12:14 PDT, portions of the Upstart website became unavailable due to an outag...
about 1 hour
Apr 18, 2024
07:54 PM CEST
Major
Our product is current experiencing issues beginning at 9:15 AM PT. We are currently investigatin...
34 minutes
Nov 21, 2023
06:26 PM CET
Minor
Our product experienced unexpected issues, beginning at 8:58 PM PT. The product was restored as o...
about 1 hour
Nov 01, 2023
09:04 PM CET
Major
Our product is reporting api experiencing unexpected downtime beginning at 1:30 PM PT. We are in...
about 1 hour

User comments about upstart status

See what users are saying about upstart issues that impacted them and how they are affected by the outage. You can see if other users are experiencing the same issues and if there are any workarounds or solutions.

  • Tonya - Won’t log in keeps crashing.

  • form submission to check rates displaying error message.

  • Naba - Unable to load upstart website.

  • Beth - There has been an error, please refresh the page..

  • Website is glitching out and not loading.

  • Says I've been blocked from the upstart website.

  • Ray - Unable to show rates right now.

  • Mianna - Loan decision will not load.

  • debra - has said "looking beyond your credit score" for 10+ minutes.

  • Ben - App not working. Uninstall and reinstall and still not working .

  • Reneka - Looks like we ran into a problem with Plaid. Please try again later by logging back into your Upstart account. Want to try linking your bank account again now?.

  • Katie - I can log in, and my account screen flashes for a second, then disappears with an automated error message. Can't view or make any changes to my account.

  • B - When I log into my upstart account, the initial screen loads but then I get a 500 error. I am not able to see my loan, much less the loan dashboard. .

  • Jessica - On loan terms screen, where you can build your own loan, every time I try to see the terms for a different loan amount I get a error message saying “something went wrong”.

  • Kari - Rates not available, can process loans for 24hrs.

  • Victor - Try to go on Upstarts website but is saying I am blocked from the websites by the website. .

  • Connie - Blocks me from gaining access.

  • Lavern - getting message "we are unable to show your rates right now" when submitting loan application. .

  • Suzette - Documents will not upload.

  • James - Can not show rates check back in 24 hours.

  • Zachary - Can not make it past the “looking beyond your credit score” page. I’ve been stuck for over 30 minutes now..

  • Susan - Cannot get in account over the app or web. Bad gateway error. .

  • Scott - We are unable to show your rates right now We are working hard to fix this issue — please log back in after 24 hours to check your rates.

  • Christine - They are blocking my IP address. I've never had a website do this. I scanned a QR code they sent via mail. .

  • Candice - It is saying I'm blocked. .

  • Devyn - "unable to show your rates right now".

  • Chris - They are having an issue with plaid and it won’t let me continue with the loan the error keeps populating even after logging back in like they say. .

  • Jesse - 500 error trying to log in via Google.

  • Chana - Keeps asking me to refresh the page, saying something is wrong.

  • Anna - Website will not let me view my account, says 504 gateway error.

upstart components or services current status

Component Status
upstart.com OK
Reporting API OK

Loan origination and automation platform that uses AI to assess credit risk, with a Reporting API for integrating lending performance data.

Monitoring upstart since December 2021

Tracking 2 upstart services and regions

Need help? Try here:
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5 incidents in 2025

Frequently Asked Questions

Is upstart down today?

upstart isn't down. You can check upstart status and incident details on the top of the page. IsDown continuously monitors upstart official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current upstart status?

upstart is currently operational. You can check upstart status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a upstart outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is upstart down today or just slow?

Currently there's no report of upstart being slow. Check on the top of the page if there are any reported problems by other users.

How are upstart outages detected?

IsDown monitors the upstart official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is upstart having an outage right now?

upstart last outage was on October 20, 2025 with the title "Funding Form Submit Errors"

How IsDown compares to DownDetector when monitoring upstart?

IsDown and DownDetector help users determine if upstart is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about upstart's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

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