What is upstart current status?

upstart is currently operational. You can check upstart status and current incidents and outages on the top of the page. The status is updated in almost real-time, and you can see the issues affecting customers.

How to monitor or check upstart status?

You can use IsDown service or go to upstart official status page. Some accounts also use Twitter to communicate the status.

How can I be notified when upstart is having issues or undergoing maintenance?

You can create an account in IsDown and monitor multiple services or subscribe for updates on the official status page. IsDown will send you a notification in real-time when upstart has issues. upstart official status page might also offer notification options such as email, SMS, or Slack.

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upstart status updated a few minutes ago

upstart Status. Is upstart Down?

Q: Is upstart down today?

upstart was not down today according to the official status page. In the last 24 hours, there were 0 outages reported. IsDown continuously monitors the upstart status page, looking for the latest outages and issues affecting customers. Check all recent outages in the section 'Latest upstart outages, issues and problems' at the top of the page.

Check if upstart is down, official outages, user-reported issues, and outages map.

Is upstart down right now?

upstart is working normally

IsDown checked upstart status on January 14, 2026 at 06:49 PM EST, and appears to be operational. We've received 0 user reports in the past 24 hours. IsDown collects in real-time upstart status data from official sources and user reports.

upstart service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

View upstart Reports Map

User reports for upstart

See what users are saying about upstart issues that impacted them and how they are affected by the outage.

about 1 month ago

kristen - We are unable to show your rates right now We are working hard to fix this issue — please log back in after 24 hours to check your rates. If you have questions, please reach out to our Customer Support team..
3 months ago

Tonya - Won’t log in keeps crashing.
3 months ago

form submission to check rates displaying error message.
3 months ago

Naba - Unable to load upstart website.
3 months ago

Beth - There has been an error, please refresh the page..
3 months ago

Website is glitching out and not loading.
3 months ago

Says I've been blocked from the upstart website.
4 months ago

Ray - Unable to show rates right now.
5 months ago

Mianna - Loan decision will not load.
5 months ago

debra - has said "looking beyond your credit score" for 10+ minutes.
5 months ago

Ben - App not working. Uninstall and reinstall and still not working .
5 months ago

Reneka - Looks like we ran into a problem with Plaid. Please try again later by logging back into your Upstart account. Want to try linking your bank account again now?.
7 months ago

Katie - I can log in, and my account screen flashes for a second, then disappears with an automated error message. Can't view or make any changes to my account.
7 months ago

B - When I log into my upstart account, the initial screen loads but then I get a 500 error. I am not able to see my loan, much less the loan dashboard. .
7 months ago

Jessica - On loan terms screen, where you can build your own loan, every time I try to see the terms for a different loan amount I get a error message saying “something went wrong”.
8 months ago

Kari - Rates not available, can process loans for 24hrs.
8 months ago

Victor - Try to go on Upstarts website but is saying I am blocked from the websites by the website. .
8 months ago

Connie - Blocks me from gaining access.
8 months ago

Lavern - getting message "we are unable to show your rates right now" when submitting loan application. .
9 months ago

Suzette - Documents will not upload.
9 months ago

James - Can not show rates check back in 24 hours.
9 months ago

Zachary - Can not make it past the “looking beyond your credit score” page. I’ve been stuck for over 30 minutes now..
9 months ago

Susan - Cannot get in account over the app or web. Bad gateway error. .
10 months ago

Scott - We are unable to show your rates right now We are working hard to fix this issue — please log back in after 24 hours to check your rates.
11 months ago

Christine - They are blocking my IP address. I've never had a website do this. I scanned a QR code they sent via mail. .
11 months ago

Candice - It is saying I'm blocked. .
11 months ago

Devyn - "unable to show your rates right now".
11 months ago

Chris - They are having an issue with plaid and it won’t let me continue with the loan the error keeps populating even after logging back in like they say. .
11 months ago

Jesse - 500 error trying to log in via Google.
11 months ago

Chana - Keeps asking me to refresh the page, saying something is wrong.

Early detection is everything

User reports often detect issues before official status pages acknowledge them. Learn how crowdsourced monitoring combined with official status pages provides faster outage detection than relying on either approach alone.

upstart outages and downtime history

IsDown has tracked 55 incidents since started monitoring upstart status in December 2021. We collect data from 5350+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official upstart outages and also issues that we're started by a spike in crowdsource reports.

Minor 29 minutes

Product Downtime

Dec 05, 2025 at 04:13 AM

Major about 4 hours

Funding Form Submit Errors

Oct 20, 2025 at 11:25 AM

Minor about 2 hours

Increased Latency

Aug 21, 2025 at 02:21 PM

Major 32 minutes

Upstart Issue

Jul 18, 2025 at 03:30 PM

Major about 2 hours

Product Downtime

Jul 15, 2025 at 02:42 AM

Minor about 1 hour

Rate Check Errors

Jan 16, 2025 at 06:44 PM

Not Confirmed 32 minutes

Possible Outage Indicated by User Reports

Oct 09, 2024 at 02:59 PM

Minor about 1 hour

Upstart.com Unavailable

Aug 07, 2024 at 03:34 PM

Major 34 minutes

Upstart Issue

Apr 18, 2024 at 01:54 PM

Minor about 1 hour

Upstart Issue

Nov 21, 2023 at 12:26 PM

Date	Incident	Duration
Dec 05, 2025 04:13 AM EST	Minor Product Downtime Our product is currently experiencing unexpected downtime. We are actively investigating and work...	29 minutes
Oct 20, 2025 11:25 AM EDT	Major Funding Form Submit Errors Applicants are seeing increased errors when submitting the funding form due to an AWS outage in t...	about 4 hours
Aug 21, 2025 02:21 PM EDT	Minor Increased Latency Upstart.com is experiencing increased latency starting at 9:28 AM PT. We have identified the issu...	about 2 hours
Jul 18, 2025 03:30 PM EDT	Major Upstart Issue Our product is experiencing a partial outage beginning at 12:19 PT. We've identified the cause of...	32 minutes
Jul 15, 2025 02:42 AM EDT	Major Product Downtime Our product is currently experiencing unexpected downtime. We are actively investigating and work...	about 2 hours
Jan 16, 2025 06:44 PM EST	Minor Rate Check Errors Applicants are experiencing an elevated level of errors while checking their rate. We are activel...	about 1 hour
Oct 09, 2024 02:59 PM EDT	Not Confirmed by upstart Possible Outage Indicated by User Reports	32 minutes
Aug 07, 2024 03:34 PM EDT	Minor Upstart.com Unavailable As of approximately 12:14 PDT, portions of the Upstart website became unavailable due to an outag...	about 1 hour
Apr 18, 2024 01:54 PM EDT	Major Upstart Issue Our product is current experiencing issues beginning at 9:15 AM PT. We are currently investigatin...	34 minutes
Nov 21, 2023 12:26 PM EST	Minor Upstart Issue Our product experienced unexpected issues, beginning at 8:58 PM PT. The product was restored as o...	about 1 hour

upstart components or services current status

Component	Status
Reporting API	OK
upstart.com	OK

Frequently Asked Questions

Is upstart down today?

upstart isn't down. You can check upstart status and incident details on the top of the page. IsDown continuously monitors upstart official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current upstart status?

upstart is currently operational. You can check upstart status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a upstart outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is upstart down today or just slow?

Currently there's no report of upstart being slow. Check on the top of the page if there are any reported problems by other users.

How are upstart outages detected?

IsDown monitors the upstart official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is upstart having an outage right now?

upstart last outage was on December 05, 2025 with the title "Product Downtime"

How IsDown compares to DownDetector when monitoring upstart?

IsDown and DownDetector help users determine if upstart is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about upstart's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.