Xactus status updated a few minutes ago
Xactus is working normally
This chart shows the number of user-reported issues for Xactus service health over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem.
See where users report Xactus is down. The map shows recent Xactus outages from around the world.
Xactus Outage MapIn the last 90 days, Xactus had 11 incidents (3 major outages and 8 minor incidents) with a median duration of 4 hours 10 minutes.
Incidents
Major Outages
Minor Incidents
Median Resolution
Check Xactus status history below. IsDown detects when Xactus is down, tracking both official outages and user-reported issues.
| Title | Started At | Duration |
|---|---|---|
|
Xactus is experiencing degraded functionality with email communications due to a Microsoft outage...
|
Jan 22, 2026 at 10:23 PM UTC
|
about 15 hours |
|
We have observed verification requests for The Work Number (TWN) at Equifax are returning error m...
|
Jan 12, 2026 at 02:43 PM UTC
|
about 2 hours |
|
TransUnion is returning error responses to credit requests through Xactus. We are in contact with...
|
Dec 18, 2025 at 07:24 PM UTC
|
about 4 hours |
|
We have observed an elevated error rate with Experian Precise ID. Our team has reached out to Exp...
|
Dec 01, 2025 at 02:00 PM UTC
|
15 days |
|
We have observed an increase in error rates for credit pulls through Equifax. Xactus staff is eng...
|
Nov 21, 2025 at 08:48 PM UTC
|
about 4 hours |
|
TransUnion has confirmed they are experiencing nationwide service degradation. Some credit reques...
|
Nov 18, 2025 at 12:47 PM UTC
|
about 2 hours |
|
TransUnion as notified us that Pre/Post Close Mortgage Notifications (PCMN) related to Undisclose...
|
Nov 14, 2025 at 05:49 PM UTC
|
12 days |
|
We have observed that some orders recently placed for tax transcripts through TTx may either have...
|
Nov 11, 2025 at 04:29 PM UTC
|
10 days |
|
We are investigating an observed increase in latency when performing searches in the web interface.
|
Nov 08, 2025 at 12:04 AM UTC
|
about 2 hours |
|
Experian is experiencing technical difficulties with some services. Due to this, Xactus is experi...
|
Nov 03, 2025 at 04:23 PM UTC
|
about 4 hours |
Check if any Xactus component is down. View the current status of 4 services and regions.
| Component | Status |
|---|---|
| FraudX | OK |
| Services | OK |
| Third Party Systems | OK |
| Xactus360 | OK |
IsDown has monitored Xactus continuously since April 2024, tracking this Financial Services for 1 year. Over that time, we've documented 96 outages and incidents, averaging 4.6 per month.
We monitor Xactus's official status page across 10 components organized into 4 groups. IsDown interprets Xactus statuses (operational, degraded performance, partial outage, and major outage) to deliver precise health metrics and filter alerts by the components you actually use.
When Xactus is down, IsDown combines official status data with user reports for early detection. Vendors often delay acknowledging problems, so user reports help us alert you before the official announcement.
Engineering and operations teams rely on IsDown to track Xactus status and receive verified outage alerts through Slack, Teams, PagerDuty, or 20+ other integrations.
IsDown checks Xactus's status page every few minutes, across all 10 components. We combine official status data with user reports to detect when Xactus is down, often before the vendor announces it.
When Xactus status changes, IsDown sends alerts to your preferred channels. Filter by severity to skip noise and focus on outages that affect your business.
IsDown checks Xactus official status page for major/minor outages or downtimes. A major outage is when Xactus experiences a critical issue that severely affects one or more services/regions. A minor incident is when Xactus experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. The moment we detect a Xactus outage, we send you an alert and update your dashboard and status page.
Xactus and other vendors don't always report outages on time. IsDown collects user reports to provide early detection of outages. This way, even without an official status update, you can stay ahead of possible problems.
IsDown collects all information from the outages published in Xactus status page to provide the context of the outage. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.
Xactus publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.
IsDown monitors Xactus and all their 10 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.
Xactus is just one of 5,451 services IsDown monitors. Add all your critical dependencies to one dashboard, get alerts when any service is down, and share a status page with your team.
Monitor Xactus health alongside all your other vendors in a single view.
Get notified when Xactus is down. Filter by severity to skip noise.
Route Xactus outage alerts to Slack, Teams, PagerDuty, or webhooks.
Share Xactus service status with your team or customers on a branded page.
Looking for Xactus outage alerts like Downdetector? IsDown monitors Xactus's official status page for verified incident data, not just user reports. Know exactly when Xactus is down, which components are affected, and when service health is restored. Here's why official Xactus status monitoring beats crowdsourced detection:
| Features |
|
Downdetector |
|---|---|---|
| Official Xactus status page monitoring. Know when Xactus is down with real time incident details. | ||
| Monitor 5,450+ services including Xactus in a single dashboard. | ||
| Instant Xactus outage alerts sent to Slack, Teams, PagerDuty, and more. | ||
| Combined monitoring: Xactus official status plus user reports for early outage detection. | ||
| Maintenance feed for Xactus | ||
| Granular alerts filtering by Xactus components and regions. |
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Xactus isn't down. You can check Xactus status and incident details on the top of the page. IsDown continuously monitors Xactus official status page every few minutes. In the last 24 hours, there were 0 outages reported.
Xactus is currently operational. You can check Xactus status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.
No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.
Currently there's no report of Xactus being slow. Check on the top of the page if there are any reported problems by other users.
IsDown monitors the Xactus official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.
Xactus last outage was on January 23, 2026 with the title "Microsoft 365 Service Disruption"
Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Xactus and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.
IsDown and DownDetector help users determine if Xactus is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Xactus's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.
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