Xactus Status. Is Xactus Down?

Check if Xactus is down, official outages, user-reported issues, and outages map.

Is Xactus down right now?

Xactus status updated

Xactus is working normally

IsDown checked Xactus status on at , and appears to be operational. We've received 0 user reports in the past 24 hours. IsDown collects in real-time Xactus status data from official sources and user reports.

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Xactus service health. Issues reported in the last 24 hours

Check the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Working Normally
Possible Incident
Confirmed Outage
Xactus Outage Map

View Xactus Reports Map

Xactus recent outages and downtime history

IsDown has tracked 94 incidents since started monitoring Xactus status in April 2024. We collect data from 4600+ services, and normalize the data to give you a clear picture of the impact of the outage. It will show official Xactus outages and also issues that we're started by a spike in crowdsource reports.

Date Incident Duration
Dec 18, 2025
02:24 PM EST
Minor
TransUnion Credit Request Errors
TransUnion is returning error responses to credit requests through Xactus. We are in contact with...
about 4 hours
Dec 01, 2025
09:00 AM EST
Minor
Experian Precise ID Service Interruption
We have observed an elevated error rate with Experian Precise ID. Our team has reached out to Exp...
15 days
Nov 21, 2025
03:48 PM EST
Major
Equifax Errors
We have observed an increase in error rates for credit pulls through Equifax. Xactus staff is eng...
about 4 hours
Nov 18, 2025
07:47 AM EST
Minor
TransUnion Credit Request Errors
TransUnion has confirmed they are experiencing nationwide service degradation. Some credit reques...
about 2 hours
Nov 14, 2025
12:49 PM EST
Minor
TransUnion UDx Alerts
TransUnion as notified us that Pre/Post Close Mortgage Notifications (PCMN) related to Undisclose...
12 days
Nov 11, 2025
11:29 AM EST
Major
TTx Transcript Orders Incomplete or Delayed
We have observed that some orders recently placed for tax transcripts through TTx may either have...
10 days
Nov 07, 2025
07:04 PM EST
Minor
Increased Latency with Search Features
We are investigating an observed increase in latency when performing searches in the web interface.
about 2 hours
Nov 03, 2025
11:23 AM EST
Minor
Experian Technical Difficulties - Precise ID
Experian is experiencing technical difficulties with some services. Due to this, Xactus is experi...
about 4 hours
Oct 29, 2025
05:02 PM EDT
Minor
Experian Technical Difficulties
Experian is experiencing technical difficulties with some services. Due to this, Xactus is experi...
about 1 hour
Oct 20, 2025
11:04 AM EDT
Major
Experian Credit Pull Failures
We are observing elevated rates of credit pull failures related to Experian. We have reached out ...
about 12 hours
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User comments about Xactus status

See what users are saying about Xactus issues that impacted them and how they are affected by the outage. You can see if other users are experiencing the same issues and if there are any workarounds or solutions.

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Xactus components or services current status

Component Status
FraudX OK
Services OK
Third Party Systems OK
Xactus360 OK

Credit reporting and verification service that integrates with major bureaus and systems for fraud detection, credit checks, and financial processing.

Monitoring Xactus since April 2024

Tracking 10 Xactus services and regions

Need help? Try here:
Support at website.
Check their status page.

39 incidents in 2025

How to monitor the status of Xactus and all your dependencies?

IsDown is a status page aggregator that monitors if Xactus and all your dependencies are experiencing issues. We combine the status of all the services you dependent and provide a clear view of all your vendors health in one place. We not only monitor official information but also crowdsourced reports. That means that even when Xactus, per example, doesn't report an outage, you will still be notified if other users are experiencing issues.

How IsDown monitors Xactus?

IsDown monitors Xactus health in almost real-time

Every few minutes we go to the status page of Xactus (and 4,600+ other services) and check if they are experiencing issues. We collect the status and outage information of Xactus's 10 components. Also, we not only monitor official sources but also user reports. Sometimes or a lot of times vendors take some time to report an incident, so by monitoring user reports we're able to alert you early.

The moment an issue is detected in Xactus, IsDown sends an alert and updates your status page

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Xactus and other services.

One status page to monitor all your external dependencies

What you get when monitoring Xactus with IsDown

Track Xactus incidents and downtimes by severity

IsDown checks Xactus official status page for major/minor outages or downtimes. A major outage is when Xactus experiences a critical issue that severely affects one or more services/regions. A minor incident is when Xactus experiences a small issue affecting a small percentage of its customer's applications. An example is the performance degradation of an application. The moment we detect a Xactus outage, we send you an alert and update your dashboard and status page.

Get alerted as soon as users reports problems with Xactus

Xactus and other vendors don't always report outages on time. IsDown collects user reports to provide early detection of outages. This way, even without an official status update, you can stay ahead of possible problems.

All the details of Xactus outages and downtimes

IsDown collects all information from the outages published in Xactus status page to provide the context of the outage. If available, we gather the title, description, time of the outage, status, and outage updates. Another important piece of information is the affected services/regions which we use to filter the notifications that impact your business.

Prepare for upcoming Xactus maintenance events

Xactus publishes scheduled maintenance events on their status page. IsDown collects all the information for each event and creates a feed that people can follow to ensure they are not surprised by unexpected downtime or problems. We also send the feed in our weekly report, alerting the next maintenances that will take place.

Only get alerted on the Xactus outages that impact your business

IsDown monitors Xactus and all their 10 components that can be affected by an outage. IsDown allows you to filter the notifications and status page alerts based on the components you care about. For example, you can choose which components or regions affect your business and filter out all other outages. This way you avoid alert fatigue in your team.

One platform to monitor all your external dependencies

Our tool was build to be the best way to monitor all your external dependencies in one place. IsDown not only will help you monitor Xactus but also 4,600 other services. Your team and customers will have a clear view of all your dependencies and their status, making it easier to identify and resolve issues.

Monitor Xactus and all your external dependencies in real-time

Add all your dependencies to your dashboard. IsDown will monitor them in real-time and send you alerts when there is an issue. You can also create a status page for a bird-eye view and share it with your team.

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Monitor Xactus and all your external dependencies in real-time

Get notified imediatelly when there's an issue with Xactus or other services

Not only you will get notified, but IsDown offers notification filters, so you can choose which issues you want to be notified about. This way you avoid getting all the incidents from Xactus and other services.

Start Monitoring for Free
Get notified imediatelly when there's an issue with Xactus or other services

Send outage information from Xactus and other services to your tools

IsDown integrates with 20+ tools. Connect the status of Xactus and 4,600 other vendors to your tools to receive vendor outage alerts exactly where your team needs them.

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Send outage information from Xactus and other services to your tools

Share Xactus status in your status page

Create a status page that can easily be access by your team and customers. You can make it public or private, and customize it to your needs. This will be your first line of communication when there's the question 'Is Xactus down?'

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Share Xactus status in your status page

Xactus Downdetector vs IsDown

Need similar to Downdetector Xactus alerts? IsDown might be the solution for you. While Downdetector relies on user-submitted reports to detect Xactus outages, IsDown monitors Xactus's status page for verified, detailed incident information. Here's why official monitoring provides better reliability for your business:

Features
Downdetector
Official Xactus status page monitoring with real-time incident details.
Monitor 4,600+ services including Xactus in a single dashboard.
Instant Xactus outage alerts sent to Slack, Teams, PagerDuty, and more.
Combined monitoring of Xactus official status and user-reported issues.
Maintenance feed for Xactus
Granular alerts filtering by Xactus components and regions.
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Frequently Asked Questions

Is Xactus down today?

Xactus isn't down. You can check Xactus status and incident details on the top of the page. IsDown continuously monitors Xactus official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Xactus status?

Xactus is currently operational. You can check Xactus status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Xactus outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Xactus down today or just slow?

Currently there's no report of Xactus being slow. Check on the top of the page if there are any reported problems by other users.

How are Xactus outages detected?

IsDown monitors the Xactus official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Xactus having an outage right now?

Xactus last outage was on December 18, 2025 with the title "TransUnion Credit Request Errors"

How to check if Xactus is down?

Why use IsDown to monitor Xactus instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Xactus and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Xactus?

IsDown and DownDetector help users determine if Xactus is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Xactus's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

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