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Plaid Outage History

Every past Plaid outage tracked by IsDown, with detection times, duration, and resolution details.

There were 338 Plaid outages since June 2019. The 101 outages from the last 12 months are summarized below, with incident details, duration, and resolution information.

Minor May 7, 2026

May 2026: Elevated API errors

Detected May 7, 2026 10:18 PM EDT · Resolved May 9, 2026 3:30 AM EDT · Duration 1 day

Plaid experienced elevated API error rates that affected API calls for approximately 5 minutes during a 29.2-hour incident window. The service disruption was successfully mitigated and Plaid continued monitoring their systems during recovery.

Minor May 7, 2026

May 2026: Elevated dashboard.plaid.com error rates

Detected May 7, 2026 9:37 PM EDT · Resolved May 9, 2026 3:26 AM EDT · Duration 1 day

Plaid experienced elevated error rates on their Dashboard (dashboard.plaid.com) for approximately 30 hours. The incident was classified as minor and affected users' ability to access the Plaid Dashboard interface. The service team actively investigated the issue throughout the duration of the outage.

Minor May 7, 2026

May 2026: Transaction Updates Delayed

Detected May 7, 2026 9:29 PM EDT · Resolved May 9, 2026 3:22 AM EDT · Duration 1 day

Plaid experienced delays in transaction updates that lasted approximately 30 hours. The service disruption affected the timely processing and delivery of transaction data to users. The issue was resolved after active investigation and mitigation efforts by the Plaid team.

Major May 4, 2026

May 2026: Service Disruption Impacting Wells Fargo connections

Detected May 4, 2026 2:44 PM EDT · Resolved May 5, 2026 4:30 AM EDT · Duration about 14 hours

Plaid experienced a major service disruption that impacted connections to Wells Fargo for 13.8 hours. The incident affected users' ability to connect their Wells Fargo accounts through Plaid's service. The disruption has been resolved after the extended outage period.

Minor May 4, 2026

May 2026: Elevated API errors

Detected May 4, 2026 11:23 AM EDT · Resolved May 4, 2026 2:44 PM EDT · Duration about 3 hours

Plaid experienced elevated API errors for 3.4 hours, resulting in a minor service disruption. The incident was identified and tracked through their monitoring systems. The service has since been restored to normal operation.

Minor April 30, 2026

April 2026: Dashboard widgets appearing as dark variants

Detected Apr 30, 2026 3:53 PM EDT · Resolved Apr 30, 2026 5:09 PM EDT · Duration about 1 hour

Plaid experienced an issue where dashboard widgets were incorrectly displaying as dark theme variants for some users. The problem lasted approximately 1.1 hours before being identified and resolved. The incident was classified as minor and has been fully resolved.

Minor April 28, 2026

April 2026: Elevated API errors

Detected Apr 28, 2026 10:20 PM EDT · Resolved Apr 28, 2026 11:29 PM EDT · Duration about 1 hour

Plaid experienced elevated error rates affecting their production API for 1.2 hours. The issue was identified and investigated, with a fix implemented and monitored before full resolution. All API functionality was restored to normal operation.

Minor April 23, 2026

April 2026: IDV Downtime

Detected Apr 23, 2026 1:33 PM EDT · Resolved Apr 23, 2026 2:10 PM EDT · Duration 38 minutes

Plaid's Identity Verification service experienced downtime from 17:02 to 17:07 UTC, affecting the Production API. The problem was identified and fixed, with the incident being fully resolved by 17:58 UTC.

Major April 23, 2026

April 2026: Transaction Updates Delayed

Detected Apr 23, 2026 10:57 AM EDT · Resolved Apr 23, 2026 6:27 PM EDT · Duration about 8 hours

Plaid experienced elevated latency and delays affecting INITIAL_UPDATE and HISTORICAL_UPDATE transaction webhooks for 7.5 hours. The Production API was impacted, causing transaction updates to be significantly delayed. The underlying issue was resolved, though transaction updates continued to experience delays for several hours during system recovery.

Minor April 21, 2026

April 2026: Service Disruption Impacting Wells Fargo connections

Detected Apr 21, 2026 11:45 PM EDT · Resolved Apr 21, 2026 11:59 PM EDT · Duration 14 minutes

Wells Fargo experienced downtime that disrupted all channels and data recipients, preventing users from adding new items through Plaid's service. The incident lasted 14 minutes and was resolved when Wells Fargo restored their systems.