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Plaid Outage History

Every past Plaid outage tracked by IsDown, with detection times, duration, and resolution details.

There were 338 Plaid outages since June 2019. The 101 outages from the last 12 months are summarized below, with incident details, duration, and resolution information.

Minor April 18, 2026

April 2026: Service Disruption Impacting Chase connections

Detected Apr 18, 2026 11:37 PM EDT · Resolved Apr 19, 2026 9:08 AM EDT · Duration about 10 hours

Chase experienced downtime that prevented users from adding new bank account connections through Plaid's service. The disruption affected all channels and data recipients trying to link Chase accounts. The issue was resolved by Chase after 9.5 hours, restoring normal functionality for new account connections.

Minor April 17, 2026

April 2026: Elevated Link errors

Detected Apr 17, 2026 11:45 PM EDT · Resolved Apr 18, 2026 3:48 AM EDT · Duration about 4 hours

Plaid's Link service experienced elevated error rates for 4.1 hours due to AT&T messaging issues, causing some users to miss text messages. The API Production component was affected during this period. The issue has been mitigated and resolved.

Minor April 14, 2026

April 2026: Incorrect data in Link Analytics error rate chart

Detected Apr 14, 2026 4:58 PM EDT · Resolved Apr 14, 2026 5:20 PM EDT · Duration 22 minutes

Plaid's Link Analytics chart in the Dashboard incorrectly displayed a 100% error rate starting March 31, affecting data visualization accuracy for users monitoring their integration performance. The issue was identified and actively investigated by the Plaid team. The incident was resolved within 22 minutes of being reported.

Minor April 1, 2026

April 2026: Increased Transactions webhook latency

Detected Apr 1, 2026 5:02 PM EDT · Resolved Apr 1, 2026 5:10 PM EDT · Duration 8 minutes

Plaid experienced elevated latency for INITIAL_UPDATE and HISTORICAL_UPDATE Transactions webhooks affecting their production API. The latency issues impacted webhook delivery performance for approximately 8 minutes. The incident was resolved after active investigation and mitigation efforts.

Minor April 1, 2026

April 2026: Transaction Updates Delayed

Detected Apr 1, 2026 1:07 AM EDT · Resolved Apr 1, 2026 10:29 AM EDT · Duration about 9 hours

Plaid experienced delays in transaction updates affecting their Production API for 9.4 hours. The underlying issue was resolved, though transaction updates continued to be delayed for several additional hours during system recovery. The incident was classified as minor severity.

Minor March 31, 2026

March 2026: Elevated API errors

Detected Mar 31, 2026 3:01 PM EDT · Resolved Mar 31, 2026 4:37 PM EDT · Duration about 2 hours

Plaid experienced elevated error rates affecting API calls to /user/* endpoints for 1.6 hours. The issue impacted the production API service, causing failures for user-related requests. The problem was resolved and Plaid advised customers to retry any failed /user/* requests.

Minor March 30, 2026

March 2026: Service Disruption Impacting Wells Fargo connections

Detected Mar 30, 2026 11:16 AM EDT · Resolved Mar 30, 2026 1:21 PM EDT · Duration about 2 hours

Wells Fargo experienced downtime that disrupted all channels and data recipients, preventing users from adding new items through Plaid's service. The outage lasted 2.1 hours and affected all Wells Fargo connections via Plaid. The incident was resolved once Wells Fargo restored their services.

Major March 27, 2026

March 2026: Elevated dashboard error rates

Detected Mar 27, 2026 1:06 PM EDT · Resolved Mar 27, 2026 5:30 PM EDT · Duration about 4 hours

Plaid experienced elevated error rates in their Dashboard service for 4.4 hours. The issue was classified as major and affected users' ability to access dashboard functionality normally. The problem was mitigated and resolved after active investigation and monitoring during recovery.

Minor March 26, 2026

March 2026: Elevated dashboard error rates

Detected Mar 26, 2026 11:53 AM EDT · Resolved Mar 26, 2026 12:32 PM EDT · Duration 40 minutes

Plaid experienced elevated error rates in their Dashboard service for 40 minutes. The issue affected users' ability to access or use the Dashboard functionality normally. The problem was mitigated and then fully resolved, with Plaid monitoring systems during recovery.

Minor March 13, 2026

March 2026: Service Disruption Impacting Fidelity and Fidelity NetBenefit connections

Detected Mar 13, 2026 12:28 PM EDT · Resolved Mar 13, 2026 1:39 PM EDT · Duration about 1 hour

Plaid experienced a service disruption affecting connections to Fidelity and Fidelity NetBenefits institutions, impacting item adds and API requests through their production API. The issue lasted approximately 1.2 hours before being resolved, with normal operations restored and continued monitoring in place.