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Outage in Tide

Some card payments are being declined

Resolved Minor
November 03, 2026 - Started 3 days ago - Lasted about 1 hour
Official incident page

Incident Report

Some card payments that require 3D Secure (3DS) verification may fail even if funds are available. As a result, online card payments that require security verification may fail. Please don't retry declined transactions until we've fixed this. ATM withdrawals are unaffected. We're getting card payments back to normal. Thanks for your patience and we apologise for the inconvenience. For urgent assistance, tap ‘Support’ in the app.

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Latest Updates ( sorted recent to last )
RESOLVED 3 days ago - at 11/03/2026 03:00PM

Card payments: fixed

We've resolved this as quickly as possible and card payments are now going through normally.

You can retry any previously declined payments.

Once again, thank you for your patience.

IDENTIFIED 3 days ago - at 11/03/2026 02:21PM

Some card payments that require 3D Secure (3DS) verification may fail even if funds are available. As a result, online card payments that require security verification may fail.

Please don't retry declined transactions until we've fixed this.

ATM withdrawals are unaffected.

We're getting card payments back to normal. Thanks for your patience and we apologise for the inconvenience.

For urgent assistance, tap ‘Support’ in the app.

Latest Tide outages

3DS challenges failing - about 1 month ago
Payments delay - about 1 month ago

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