When was the last Affirm outage?

The last Affirm outage was on April 17, 2026: "US SMS Authentication Service Degraded"

How do I check if Affirm is down?

Use IsDown to monitor Affirm status and get alerts when Affirm is down. You can also check the official Affirm status page.

How do I get alerts when Affirm is down?

Create an IsDown account to monitor Affirm status. Get instant alerts via Slack, PagerDuty, or email when Affirm outages occur.

Is Affirm Down? Affirm Status & Outages

Q: What is Affirm status right now?

Affirm is operational. Check Affirm service health and outages at the top of this page for real-time updates.

Q: Is Affirm down today?

Affirm is not down today according to the official status page. IsDown monitors Affirm status continuously for outages and service health issues.

Affirm status updated 5 seconds ago

What is Affirm status right now?

Affirm is working normally

IsDown last checked Affirm status on April 27, 2026 at 05:05 AM EDT. We've received 2 user reports in the past 24 hours.

Monitoring since Mar 2021 · 262 incidents caught · 29 components tracked in real-time

Affirm service health over the last 24 hours

This chart shows the number of user-reported issues for Affirm service health over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem.

Outage Map

See where users report Affirm is down. The map shows recent Affirm outages from around the world.

Top locations, last 24h:

United States

Affirm Outage Map

Recent Affirm outage reports

See what users report when Affirm is down and how Affirm outages affect them.

Apr 17, 2026 (9 days ago) 🇺🇸 United States of America

Try to complete a purchase but won’t receive sms with code to provide my options.
Apr 14, 2026 (13 days ago) 🇺🇸 United States of America

Adriana - After inputting phone number and rcvg code, affirm accepts this code, doesnt login and no error..
Apr 09, 2026 (18 days ago) 🇺🇸 United States of America

Login - When attempting to login, the 2fa text message is never received and login is blocked..
Apr 08, 2026 (18 days ago) 🇺🇸 United States of America

The app says it sent a text to me but I never get one.
Apr 07, 2026 (20 days ago) 🇵🇭 Philippines

There was an error creating this charge. Please refresh the page and try again later.
Apr 06, 2026 (21 days ago) 🇺🇸 United States of America

Karla - Trying to set up a new payment plan and it won't send the link to the phone number it just spins.
Mar 31, 2026 (27 days ago) 🇺🇸 United States of America

Trying to purchase and just getting the spinning circle. 6 tries now..
Mar 31, 2026 (27 days ago) 🇺🇸 United States of America

Can't make a payment or start a new loan.
Mar 30, 2026 (28 days ago) 🇺🇸 United States of America

Not getting confirmation code..

Affirm Downtime Health — Last 90 Days

In the last 90 days, Affirm had 4 incidents with a median duration of 2 hours 30 minutes.

Total

Incidents

Critical

Major Outages

Warning

Minor Incidents

Duration

2 hour

Median Resolution

Recent Affirm outages detected

Full incident reports for recent Affirm outages, including timelines, affected components, and resolution details.

about 14 hours

US SMS Authentication Service Degraded

Apr 17, 2026 at 10:15 PM

about 4 hours

Checkout Degradation in US/CA

Mar 04, 2026 at 06:36 PM

about 1 hour

Degradation in Affirm UK Checkout

Feb 12, 2026 at 01:20 PM

42 minutes

Delay in Shopify Order Status Updates

Jan 29, 2026 at 12:35 PM

about 1 hour

Affirm US Checkout Availability Degradation

Jan 22, 2026 at 10:40 AM

about 10 hours

Authentication Disruption in the US

Jan 14, 2026 at 12:48 PM

8 minutes

Degradation in Affirm Checkout

Jan 07, 2026 at 02:45 AM

about 24 hours

Degradation in Affirm UK Checkout

Dec 11, 2025 at 01:30 PM

about 1 hour

Degradation in Affirm Checkout Service

Dec 05, 2025 at 04:04 AM

about 3 hours

Increase in Latency Across Affirm APIs

Dec 03, 2025 at 09:19 PM

Title	IsDown detected At	Duration
US SMS Authentication Service Degraded We are currently investigating an increase in our SMS PIN retry rate affecting Affirm Checkout in...	Apr 18, 2026 at 02:15 AM UTC	about 14 hours
Checkout Degradation in US/CA We are currently investigating a degradation to loan authorization rate, indicating an issue in t...	Mar 04, 2026 at 11:36 PM UTC	about 4 hours
Degradation in Affirm UK Checkout We are currently investigating this issue	Feb 12, 2026 at 06:20 PM UTC	about 1 hour
Delay in Shopify Order Status Updates We are currently investigating an issue affecting order status updates for merchants using the Sh...	Jan 29, 2026 at 05:35 PM UTC	42 minutes
Affirm US Checkout Availability Degradation We are currently experiencing a drop in checkout availability. We are working on identifying the ...	Jan 22, 2026 at 03:40 PM UTC	about 1 hour
Authentication Disruption in the US We are observing authentication issues for some consumers related to ongoing nation-wide carrier ...	Jan 14, 2026 at 05:48 PM UTC	about 10 hours
Degradation in Affirm Checkout We've identified the source of the degradation in Affirm Checkout and we are working on a mitigation	Jan 07, 2026 at 07:45 AM UTC	8 minutes
Degradation in Affirm UK Checkout We are currently in a monitoring state.	Dec 11, 2025 at 06:30 PM UTC	about 24 hours
Degradation in Affirm Checkout Service We are currently experiencing a degradation in all Affirm API's for users. Our engineering team i...	Dec 05, 2025 at 09:04 AM UTC	about 1 hour
Increase in Latency Across Affirm APIs We are investigating increased API error rates in the US-EAST-1 Region.	Dec 04, 2025 at 02:19 AM UTC	about 3 hours

View complete Affirm outage history

Affirm Scheduled Maintenances

Check upcoming Affirm maintenance windows. 4 scheduled maintenances may affect Affirm status.

Apr 29 2026

US Database Maintenance

Scheduled for April 29, 2026 at 05:00 PM EDT · until 08:00 PM EDT

We will be performing scheduled database maintenance beginning 2 PM PT on April 29, 2026. No downtime expected.
May 06 2026

Upgrades in Critical Checkout Databases in the UK

Scheduled for May 06, 2026 at 07:00 PM EDT · until 10:00 PM EDT

We will be performing scheduled database maintenance beginning 4 PM PT on May 6, 2026. This work involves several production database clusters that support Checkout in the UK region to ensure adequate capacity and performance. The total maintena...
May 07 2026

Upgrades in Critical Checkout Databases in US and CA

Scheduled for May 07, 2026 at 02:00 AM EDT · until 06:00 AM EDT

We will be performing scheduled database maintenance beginning 11 PM PT on May 6, 2026. This work involves several production database clusters that support Checkout in the US and CA region to ensure adequate capacity and performance. The total ...

Affirm Components Status

Check if any Affirm component is down. View the current status of 15 services and regions.

Component	Status	Details
Affirm Sandbox status	OK	View details
Affirm Virtual Cards status	OK	View details
AWS status	OK	View details
Charge API status	OK	View details
Checkout status	OK	View details
E-Commerce Platforms status	OK	View details
Merchant Dashboard status	OK	View details
Pre-qualification status	OK	View details
Promos status	OK	View details
Shopping guide status	OK	View details
Sign-In status	OK	View details
Sign up status	OK	View details
Stripe API status	OK	View details
User Portal status	OK	View details
www.affirm.com status	OK	View details

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Frequently Asked Questions

Is Affirm down today?

Affirm isn't down. You can check Affirm status and incident details on the top of the page. IsDown continuously monitors Affirm official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Affirm status?

Affirm is currently operational. You can check Affirm status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Affirm outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Affirm down today or just slow?

Currently there's no report of Affirm being slow. Check on the top of the page if there are any reported problems by other users.

How are Affirm outages detected?

IsDown monitors the Affirm official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Affirm having an outage right now?

Affirm last outage was on April 17, 2026 with the title "US SMS Authentication Service Degraded"

How often does Affirm go down?

IsDown has tracked 250 Affirm incidents since March 2021. When Affirm goes down, incidents typically resolve within 300 minutes.

Is Affirm down for everyone or just me?

Check the Affirm status at the top of this page. IsDown combines official status page data with user reports to show whether Affirm is down for everyone or if the issue is on your end.

What Affirm components does IsDown monitor?

IsDown monitors 29 Affirm components in real-time, tracking the official status page for outages, degraded performance, and scheduled maintenance.

How to check if Affirm is down?

Subscribe (if possible) to updates on the official status page.
IsDown continuously monitors the Affirm status page and multiple sources to provide up-to-date information. Check back with us for the latest Affirm uptime status.

Why use IsDown to monitor Affirm instead of the official status page?

Because IsDown is a status page aggregator, which means that we aggregate the status of multiple cloud services. You can monitor Affirm and all the services that impact your business. Get a dashboard with the health of all services and status updates. Set up notifications via Slack, Datadog, PagerDuty, and more, when a service you monitor has issues or when maintenances are scheduled.

How IsDown compares to DownDetector when monitoring Affirm?

IsDown and DownDetector help users determine if Affirm is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Affirm's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.