When was the last Affirm outage?

The last Affirm outage was on January 22, 2026: "Affirm US Checkout Availability Degradation"

How do I check if Affirm is down?

Use IsDown to monitor Affirm status and get alerts when Affirm is down. You can also check the official Affirm status page.

How do I get alerts when Affirm is down?

Create an IsDown account to monitor Affirm status. Get instant alerts via Slack, PagerDuty, or email when Affirm outages occur.

Affirm status. Is Affirm down right now?

Q: What is Affirm status right now?

Affirm is operational. Check Affirm service health and outages at the top of this page for real-time updates.

Q: Is Affirm down today?

Affirm is not down today according to the official status page. IsDown monitors Affirm status continuously for outages and service health issues.

Affirm status updated 1 minute 56 seconds ago

What is Affirm status right now?

Affirm is working normally

IsDown last checked Affirm status on January 28, 2026 at 10:26 PM UTC. We've received 1 user report in the past 24 hours.

Monitoring since Mar 2021 · 258 incidents caught · 29 components tracked in real-time

Affirm service health over the last 24 hours

This chart shows the number of user-reported issues for Affirm service health over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem.

Affirm Outage Map

See where users report Affirm is down. The map shows recent Affirm outages from around the world.

Top locations, last 24h:

United States

Affirm Outage Map

Recent Affirm outage reports

See what users report when Affirm is down and how Affirm outages affect them.

Jan 22, 2026 (6 days ago) 🇺🇸 United States of America

App isn't loading, keeps saying refresh.
Jan 21, 2026 (7 days ago) 🇺🇸 United States of America

Stck in a sign in loop. It will not load my account..
Jan 14, 2026 (14 days ago)

Riess - Not able to verify identity or payment methods.
Jan 13, 2026 (16 days ago)

Deanna - I’m getting a 403 error message when I try to log in..
Jan 09, 2026 (19 days ago)

Jodi - I've been trying to sign into my affirm app and it won't let me. Says having problems..
Jan 08, 2026 (20 days ago)

Keeps telling me that the last four digits of my SSN are incorrect..
Jan 04, 2026 (25 days ago)

It won't sign me in..keeps rerouting me back to the add ur phone number log in page..

Sign-In

Downtime health for the last 90 days

In the last 90 days, Affirm had 10 incidents (3 major outages and 7 minor incidents) with a median duration of 1 hour 7 minutes.

Total

Incidents

Critical

Major Outages

Warning

Minor Incidents

Duration

1 hour

Median Resolution

Latest Affirm outages detected by IsDown

Check Affirm status history below. IsDown detects when Affirm is down, tracking both official outages and user-reported issues.

about 1 hour

Affirm US Checkout Availability Degradation

Jan 22, 2026 at 03:40 PM

about 10 hours

Authentication Disruption in the US

Jan 14, 2026 at 05:48 PM

8 minutes

Degradation in Affirm Checkout

Jan 07, 2026 at 07:45 AM

about 24 hours

Degradation in Affirm UK Checkout

Dec 11, 2025 at 06:30 PM

about 1 hour

Degradation in Affirm Checkout Service

Dec 05, 2025 at 09:04 AM

about 3 hours

Increase in Latency Across Affirm APIs

Dec 04, 2025 at 02:19 AM

about 2 hours

Increase in Latency Across Affirm APIs

Dec 03, 2025 at 06:18 PM

22 minutes

latency

Nov 18, 2025 at 05:11 PM

about 1 hour

Impact to all traffic

Nov 18, 2025 at 02:07 PM

20 minutes

Increased Latency in US

Nov 10, 2025 at 05:11 PM

Title	Started At	Duration
Affirm US Checkout Availability Degradation We are currently experiencing a drop in checkout availability. We are working on identifying the ...	Jan 22, 2026 at 03:40 PM UTC	about 1 hour
Authentication Disruption in the US We are observing authentication issues for some consumers related to ongoing nation-wide carrier ...	Jan 14, 2026 at 05:48 PM UTC	about 10 hours
Degradation in Affirm Checkout We've identified the source of the degradation in Affirm Checkout and we are working on a mitigation	Jan 07, 2026 at 07:45 AM UTC	8 minutes
Degradation in Affirm UK Checkout We are currently in a monitoring state.	Dec 11, 2025 at 06:30 PM UTC	about 24 hours
Degradation in Affirm Checkout Service We are currently experiencing a degradation in all Affirm API's for users. Our engineering team i...	Dec 05, 2025 at 09:04 AM UTC	about 1 hour
Increase in Latency Across Affirm APIs We are investigating increased API error rates in the US-EAST-1 Region.	Dec 04, 2025 at 02:19 AM UTC	about 3 hours
Increase in Latency Across Affirm APIs We are investigating increased API error rates in the US-EAST-1 Region.	Dec 03, 2025 at 06:18 PM UTC	about 2 hours
latency We have detected intermittent API latency and are actively investigating.	Nov 18, 2025 at 05:11 PM UTC	22 minutes
Impact to all traffic We are investigating a sudden drop in all successful traffic to Affirm services in the US, CA and UK	Nov 18, 2025 at 02:07 PM UTC	about 1 hour
Increased Latency in US We are investigating an increase in latency in our checkout flow. We will provide additional upda...	Nov 10, 2025 at 05:11 PM UTC	20 minutes

Affirm Scheduled Maintenances

Check upcoming Affirm maintenance windows. 1 scheduled maintenances may affect Affirm status.

Jan 29 2026

US Database Maintenance

Scheduled for January 29, 2026 at 07:00 AM UTC · until 09:00 AM UTC

We will be undergoing scheduled maintenance during this time.

Affirm Components Status

Check if any Affirm component is down. View the current status of 15 services and regions.

Component	Status	Details
Affirm Sandbox status	OK	View details
Affirm Virtual Cards status	OK	View details
AWS status	OK	View details
Charge API status	OK	View details
Checkout status	OK	View details
E-Commerce Platforms status	OK	View details
Merchant Dashboard status	OK	View details
Pre-qualification status	OK	View details
Promos status	OK	View details
Shopping guide status	OK	View details
Sign-In status	OK	View details
Sign up status	OK	View details
Stripe API status	OK	View details
User Portal status	OK	View details
www.affirm.com status	OK	View details

Frequently Asked Questions

Is Affirm down today?

Affirm isn't down. You can check Affirm status and incident details on the top of the page. IsDown continuously monitors Affirm official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current Affirm status?

Affirm is currently operational. You can check Affirm status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a Affirm outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is Affirm down today or just slow?

Currently there's no report of Affirm being slow. Check on the top of the page if there are any reported problems by other users.

How are Affirm outages detected?

IsDown monitors the Affirm official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

Is Affirm having an outage right now?

Affirm last outage was on January 22, 2026 with the title "Affirm US Checkout Availability Degradation"

How IsDown compares to DownDetector when monitoring Affirm?

IsDown and DownDetector help users determine if Affirm is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information instead of just relying on reports from users. The integration allows us to provide more details about Affirm's Outages, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.