One Finance ACH is operational
Updated a few minutes ago
IsDown pulls data from One Finance's status page every few minutes and collects user-reported issues. Refresh the page to see if there are any updates.
This chart displays the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.
Ronald
App doesnt work. Nothing loads and it doesn't update
William
The app will not let me sign in
candie
I can't active my card or make a pin number I have money on the card
Kyia
It keep declining my purchase and I got the money on there
Yusuf
My ACH connections are not being supported
Kendra
My bank amount won’t update with my direct deposit
Jesus
I haven’t received my direct deposit
Justin
It’s “working” now but I was suppose to be receive my paycheck yesterday evening and it still isn’t in my balance. Tsk tsk
Shaun
It’s working now let’s find a new bank 😭
Kareem
Thank god it finally works.
Oakley
Haven't been able to use card all day 😭😭
Josh
Can't use any of my funds at all for almost a whole 24 hours, with no update and no fix AND it's a weekday! Thousands of others are in the same boat as I am!
De
Tried getting gas but it declined and I have more than enough money to cover expenses. In between cards so I couldn’t purchase anything today.
Danielle
It's been down for hours smh.....this is causing my.anxiety to spiral...may just have to file a lawsuit for emotional trauma.
Nathan
I cannot withdraw my money and I need to pay rent. I am collecting late fees right now I am having to pay an extra $50 tomorrow it's $100.
Juanita
Declining my transaction saying insufficient funds when I have enough funds
Zachary
Direct deposit not posted. I can't access my account
Cam
Can’t do anything with money in my account
Kareem
Can access money since this morning
Julion
Cannot withdraw money or use card
Taylor
I can't use my card or any of the money in my account.
Victor
Cant usemy debit card or transfer money
Jessie
As long as the company keep making money they can care less about us and our issues! Let's be real for once please. It's been down all day they haven't said a word they don't care at all. Any other bank would've fixed this issue ASAP. Not reimbursing us for late bills or anything
Melissa
I cant touch my money. It there but not there. First I tride using my card and it declined but the money came off. Then the money reappeared but still can't pay rent, or any thing.
Axel
I can’t use my card or transfer any funds
Jessy
Can't use my money. I have been trying for hrs, and payment always gets declined. I get paid today and have to get groceries and make my car payment. How much longer til this gets fixed?
Leonard
When will we beable to use our One card how long will the app be down
Tiffany
Not letting me use my money...
paige
can’t transfer add money or spend money
Jordan
Not letting me use any of my money
Zach
What about the late rent fees what about the service reconnect fee on my phone bill what about the other 4 bills that just declined on auto pay this is ridiculous.
Brianna
Unable to use funds, transactions not loading
Alex
Now my account is negative and the money I transfered to another account isn't showing up
Douglas
Log in and direct deposit
Charles
This is pathetic. My irs payment is supposed to be taken out tomorrow night. If it happend now It would get declined. And i transferred 260 bucks,to my cash app. Money got taken out but still says zero on cash app. Debit card won't even work at taco bell.
Carrie
I can't use card it gets declined and had a charge I didn't do
Devante
When will serves be back up
Jennifer
I haven't been able to use my card all day and now I'm getting charged for unauthorized transactions.
Lisa
You can’t use my money come on we got bills to pay. We need our money.
Tim
I can't access my money or customer service.
Joseph
Been waiting since 8am and it’s now 9:48pm and the app has been down the whole time you would think they would have fixed it by now. But no. It’s disappointing.
Angel
Unable to use or send money that is now being locked behind the app. Certain bills will be due soon, and I might not be able to pay most of them off. Please fix this
Jasmine
Cannot make any purchases with my one card it declines everything, I cannot do a transfer without it saying insufficient funds
Clayana
The app has been down all day; can’t make purchases, can’t transfer money. I feel sorry for anyone who has to pay rent, their car note, needs gas or food, etc. I have a coworker who tried to use the ATM; it took his money out of his account but declined the transaction. We should all leave ONE fo...
Tiffany
Can't use my card for anything.
Miranda
Still can’t access my money and when I tried making transactions prior to knowing it was down, it put my account in the negative AND I wasn’t able to get what I paid for. I hope they fix this soon! I need gas!!
Sara
Can’t use my card or any bill pay.
Fran
Can’t access / use my funds, direct deposit that usually shows up during the evening on Tuesdays has not come in, no help from customer service.
Curtis
Can not use or access funds
E
Talked to a representative finally still wont give an answer about whats going on just said IT is working on it. Its been hours! Just posted balance yet can’t use my card.
Amirra
Not able to transfer money from savings and card saying not authorized
Lisa
Not allowed to get money out that's there
Nathan
Everything being denied. Can’t use my card and access my funds. Customer service is awful and zero help
Ro
Transfers are delayed or not showing up
Heather
App and card aren’t working.
Hunter
Come on now its been about 10-12 hours I haven’t been able to use my money ill never use one again after this
Takayah
So every Tuesday @8:54 I get paid and today I didn’t.Then it says that the app is having technical difficulties.I need to do things with my money and unfortunately one is where all my money goes too.
Jay
It’s been hours! I’ve tried calling and reaching out to you guys & you all just hang up or end chat! This is ridiculous I have bills to pay I need my money!!!
jocques
still cant spend my money
Gage
Tried to buy some snacks after I got paid and my card declined checked the app and it said there was some problems, I was just trying to eat
IsDown has tracked 0 incidents for One Finance ACH since started monitoring One Finance status in July 2021.
No outages registered
ACH is part of One Finance. Check the One Finance's status.
0 incidents in 2025
Number of Incidents
0 issues
Last incident
410 days ago
One Finance ACH isn't down. You can check One Finance ACH status and incident details on the top of the page. IsDown continuously monitors One Finance ACH official status page every few minutes. In the last 24 hours, there were 0 outages reported.
One Finance ACH is currently operational. You can check One Finance ACH status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.
No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.
Currently there's no report of One Finance ACH being slow. Check on the top of the page if there are any reported problems by other users.
IsDown monitors the One Finance ACH official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.
We don't have a record of One Finance ACH last outage
IsDown and DownDetector help users determine if a service is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information. The integration allows us to provide more details about the outage, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.