One Finance ACH Status - Is One Finance ACH Down?

One Finance ACH is operational

Updated a few minutes ago

One Finance ACH not working for you?

Current One Finance official ongoing incidents

No incidents reported in One Finance's status page

IsDown pulls data from One Finance's status page every few minutes and collects user-reported issues. Refresh the page to see if there are any updates.

One Finance ACH issues reported by users in the last 24 hours

This chart displays the number of user-reported issues over the past 24 hours, grouped into 20-minute intervals. It's normal to see occasional reports, which may be due to individual user issues rather than a broader problem. We only consider an issue widespread if there are multiple reports within a short timeframe.

Latest user comments about One Finance ACH problems

  • R

    Ronald

    App doesnt work. Nothing loads and it doesn't update

  • W

    William

    The app will not let me sign in

  • C

    candie

    I can't active my card or make a pin number I have money on the card

  • K

    Kyia

    It keep declining my purchase and I got the money on there

  • Y

    Yusuf

    My ACH connections are not being supported

  • K

    Kendra

    My bank amount won’t update with my direct deposit

  • J

    Jesus

    I haven’t received my direct deposit

  • J

    Justin

    It’s “working” now but I was suppose to be receive my paycheck yesterday evening and it still isn’t in my balance. Tsk tsk

  • S

    Shaun

    It’s working now let’s find a new bank 😭

  • K

    Kareem

    Thank god it finally works.

  • O

    Oakley

    Haven't been able to use card all day 😭😭

  • J

    Josh

    Can't use any of my funds at all for almost a whole 24 hours, with no update and no fix AND it's a weekday! Thousands of others are in the same boat as I am!

  • D

    De

    Tried getting gas but it declined and I have more than enough money to cover expenses. In between cards so I couldn’t purchase anything today.

  • D

    Danielle

    It's been down for hours smh.....this is causing my.anxiety to spiral...may just have to file a lawsuit for emotional trauma.

  • N

    Nathan

    I cannot withdraw my money and I need to pay rent. I am collecting late fees right now I am having to pay an extra $50 tomorrow it's $100.

  • J

    Juanita

    Declining my transaction saying insufficient funds when I have enough funds

  • Z

    Zachary

    Direct deposit not posted. I can't access my account

  • C

    Cam

    Can’t do anything with money in my account

  • K

    Kareem

    Can access money since this morning

  • J

    Julion

    Cannot withdraw money or use card

  • T

    Taylor

    I can't use my card or any of the money in my account.

  • V

    Victor

    Cant usemy debit card or transfer money

  • J

    Jessie

    As long as the company keep making money they can care less about us and our issues! Let's be real for once please. It's been down all day they haven't said a word they don't care at all. Any other bank would've fixed this issue ASAP. Not reimbursing us for late bills or anything

  • M

    Melissa

    I cant touch my money. It there but not there. First I tride using my card and it declined but the money came off. Then the money reappeared but still can't pay rent, or any thing.

  • A

    Axel

    I can’t use my card or transfer any funds

  • J

    Jessy

    Can't use my money. I have been trying for hrs, and payment always gets declined. I get paid today and have to get groceries and make my car payment. How much longer til this gets fixed?

  • L

    Leonard

    When will we beable to use our One card how long will the app be down

  • T

    Tiffany

    Not letting me use my money...

  • P

    paige

    can’t transfer add money or spend money

  • J

    Jordan

    Not letting me use any of my money

  • Z

    Zach

    What about the late rent fees what about the service reconnect fee on my phone bill what about the other 4 bills that just declined on auto pay this is ridiculous.

  • B

    Brianna

    Unable to use funds, transactions not loading

  • A

    Alex

    Now my account is negative and the money I transfered to another account isn't showing up

  • D

    Douglas

    Log in and direct deposit

  • C

    Charles

    This is pathetic. My irs payment is supposed to be taken out tomorrow night. If it happend now It would get declined. And i transferred 260 bucks,to my cash app. Money got taken out but still says zero on cash app. Debit card won't even work at taco bell.

  • C

    Carrie

    I can't use card it gets declined and had a charge I didn't do

  • D

    Devante

    When will serves be back up

  • J

    Jennifer

    I haven't been able to use my card all day and now I'm getting charged for unauthorized transactions.

  • L

    Lisa

    You can’t use my money come on we got bills to pay. We need our money.

  • T

    Tim

    I can't access my money or customer service.

  • J

    Joseph

    Been waiting since 8am and it’s now 9:48pm and the app has been down the whole time you would think they would have fixed it by now. But no. It’s disappointing.

  • A

    Angel

    Unable to use or send money that is now being locked behind the app. Certain bills will be due soon, and I might not be able to pay most of them off. Please fix this

  • J

    Jasmine

    Cannot make any purchases with my one card it declines everything, I cannot do a transfer without it saying insufficient funds

  • C

    Clayana

    The app has been down all day; can’t make purchases, can’t transfer money. I feel sorry for anyone who has to pay rent, their car note, needs gas or food, etc. I have a coworker who tried to use the ATM; it took his money out of his account but declined the transaction. We should all leave ONE fo...

  • T

    Tiffany

    Can't use my card for anything.

  • M

    Miranda

    Still can’t access my money and when I tried making transactions prior to knowing it was down, it put my account in the negative AND I wasn’t able to get what I paid for. I hope they fix this soon! I need gas!!

  • S

    Sara

    Can’t use my card or any bill pay.

  • F

    Fran

    Can’t access / use my funds, direct deposit that usually shows up during the evening on Tuesdays has not come in, no help from customer service.

  • C

    Curtis

    Can not use or access funds

  • E

    E

    Talked to a representative finally still wont give an answer about whats going on just said IT is working on it. Its been hours! Just posted balance yet can’t use my card.

  • A

    Amirra

    Not able to transfer money from savings and card saying not authorized

  • L

    Lisa

    Not allowed to get money out that's there

  • N

    Nathan

    Everything being denied. Can’t use my card and access my funds. Customer service is awful and zero help

  • R

    Ro

    Transfers are delayed or not showing up

  • H

    Heather

    App and card aren’t working.

  • H

    Hunter

    Come on now its been about 10-12 hours I haven’t been able to use my money ill never use one again after this

  • T

    Takayah

    So every Tuesday @8:54 I get paid and today I didn’t.Then it says that the app is having technical difficulties.I need to do things with my money and unfortunately one is where all my money goes too.

  • J

    Jay

    It’s been hours! I’ve tried calling and reaching out to you guys & you all just hang up or end chat! This is ridiculous I have bills to pay I need my money!!!

  • J

    jocques

    still cant spend my money

  • G

    Gage

    Tried to buy some snacks after I got paid and my card declined checked the app and it said there was some problems, I was just trying to eat

One Finance ACH outage history

IsDown has tracked 0 incidents for One Finance ACH since started monitoring One Finance status in July 2021.

No outages registered

Having problems with One Finance ACH? What can you do?

  1. First, stay calm.

    • We know it's stressful when One Finance ACH is down, but running around is not going to fix it.
    • Remember that it's normal for services to go down sometimes. It can be for a number of reasons, from maintenance to unexpected issues.
  2. Make a quick evaluation of the impact

    • Try to evaluate the impact of the outage on your business. Is it impacting a majority of your users or just a few?
    • Did One Finance ACH already acknowledge the issue? And published a status update? (You can find it in the top of the page or in One Finance ACH status page)
    • If not, understand if other users are also experiencing issues. You can also check this information on the top of the page.
  3. Communicate with your team and users quickly

    • If One Finance ACH is having problems and impacting your business, it's important to keep your team and users informed.
    • Share this page with your team, so you can start incident response procedures. No need for everyone to go around searching for information. Create a post or a specific channel in your internal communication tools (Slack, Teams, Google Chat, etc.) so you can aggregate all the information in one place.
    • If you have a status page, create a status update to inform your users about the issue. This way they know what's going on and you can avoid a flow of support requests overburding your team.
  4. Understand the root cause

    • After the first communication, let's move on to the next step. Do a more thorough investigation to understand the root cause of the issue and impact.
    • Reach out to the service provider to understand if they are aware of the issue and if they are already working on it. You can reach them in their support channels, or their social media channels if they have any.
  5. Is there any mitigation for the issue?

    • Understand if there are workarounds or mitigations for the issue. Can you use a different provider? Is the switch easy to do? Talk with your team to understand the best course of action.
    • Need to wait on the service provider to fix the issue? Understand if there is a timeline for the fix. Adapt your communication with your team and users to the situation. It's very important to keep everyone informed.
  6. Service has recovered?

    • Continue to monitor the situation. A lot of times, the service can see a brief recovery and declare the issue as resolved, but it can come back. Keep monitor for some time to make sure it's really resolved.
  7. Post-incident analysis

    • Once the issue is resolved, it's important to do a post-incident analysis. Understand what went wrong and if it's possible or needed to do something to prevent it from happening again.
    • Sometimes if it's a critical dependency, you might need to have a backup plan in place to avoid a similar issue.
  8. Prepare for the next incident, because it will happen again

    • Start monitoring your dependencies. Sign up to IsDown and aggregate all your dependencies status in one place.
    • Nowadays, it's very common to have a lot of dependencies, and keeping an eye on them is not an easy task. IsDown can help you with that, by aggregating and monitoring all dependencies status and alerting you if they are having issues. Create status pages to communicate with your team and users.

ACH is part of One Finance. Check the One Finance's status.

0 incidents in 2025

One Finance ACH outages in the last 30 days

Number of Incidents

0 issues

Last incident

410 days ago

Companies that monitor One Finance also follow the status of these services

Frequently Asked Questions

Is One Finance ACH down today?

One Finance ACH isn't down. You can check One Finance ACH status and incident details on the top of the page. IsDown continuously monitors One Finance ACH official status page every few minutes. In the last 24 hours, there were 0 outages reported.

What is the current One Finance ACH status?

One Finance ACH is currently operational. You can check One Finance ACH status and incident details on the top of the page. The status is updated in almost real-time, and you can see the latest outages and issues affecting customers.

Is there a One Finance ACH outage now?

No, there is no ongoing official outage. Check on the top of the page if there are any reported problems by other users.

Is One Finance ACH slow today?

Currently there's no report of One Finance ACH being slow. Check on the top of the page if there are any reported problems by other users.

How are One Finance ACH outages detected?

IsDown monitors the One Finance ACH official status page every few minutes. We also get reports from users like you. If there are enough reports about an outage, we'll show it on the top of the page.

When was the last One Finance ACH outage?

We don't have a record of One Finance ACH last outage

One Finance not working for you? How do I know if One Finance is down?

How IsDown compares to DownDetector?

IsDown and DownDetector help users determine if a service is having problems. The big difference is that IsDown is a status page aggregator. IsDown monitors a service's official status page to give our customers a more reliable source of information. The integration allows us to provide more details about the outage, like incident title, description, updates, and the parts of the affected service. Additionally, users can create internal status pages and set up notifications for all their third-party services.

Reports by users in other services in the last 12 hours

Bluesky https://bsky.app
Bluesky user reports
NARAKA: BLADEPOINT https://www.narakathegame.com/
NARAKA: BLADEPOINT user reports
DNSFilter https://dnsfilter.com
DNSFilter user reports
Epic Games https://epicgames.com/
Epic Games user reports
Roblox https://roblox.com
Roblox user reports
Wealthsimple https://wealthsimple.com
Wealthsimple user reports
Character AI https://character.ai
Character AI user reports
Astound https://www.astound.com/
Astound user reports
Adobe https://adobe.com/
Adobe user reports
Microsoft 365
Microsoft 365 user reports